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Notice Details
Type
Public Input Notice
Number
2012-N-13
Group
Fannie Mae
Freddie Mac
Federal Register Publish Date
09/25/2012
Effective Date
09/25/2012
Federal Register Citation
Comment Status
Closed
Comment Open Date
09/25/2012
Comment End Date
10/25/2012

State-Level Guarantee Fee Pricing

Contact Information

FOR FURTHER INFORMATION CONTACT: Communications may be addressed to FHFA OPAR, 400 Seventh Street SW., Ninth Floor, Washington, DC 20024, or emailed to gfeeinput@fhfa.gov. Communications to FHFA may be made public and would include any personal information provided.

Summary

SUMMARY: The Federal Housing Finance Agency (FHFA) oversees the operations of Fannie Mae and Freddie Mac ("the Enterprises''). The Enterprises are in conservatorships, and, as Conservator, FHFA has statutory obligations in its conduct of the conservatorships, including preserving and conserving assets. Though the Enterprises are congressionally chartered and federally supervised and regulated, state laws and practices can have a significant impact on their loan default costs.

This Notice sets forth an approach to adjust the guarantee fees ("g-fees'') that the Enterprises charge for mortgages that finance properties with one to four units ("single-family mortgages'') in certain states to recover a portion of the exceptionally high costs that the Enterprises incur in cases of mortgage default in those states.

Public Comments people-icon

Below are a compilation of public comments made on this notice.

60 items
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Date First Name Last Name Organization Comment
11/30/12 Ed Casanova Aerospace Federal Credit Union
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Email: N/A
Attachment: View Attachment
11/26/12 Mark Kaufman Maryland Department of Labor Licensing and Regulation
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Email: N/A
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11/20/12 Kathleen C. Engel Suffolk University Law School
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Email: N/A
Attachment: View Attachment
10/11/12 Andy Pada, Jr. 1st 2nd Mortgage Co. of NJ, Inc.
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Email: N/A
Attachment: View Attachment
10/03/12 Cristy Fish N/A
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Email: N/A
Attachment: View Attachment
10/03/12 Maureen B. Bruneau SWBC Mortgage Corporation
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Email: N/A
Attachment: View Attachment
10/03/12 Jeffrey E. Bode Mid America Mortgage, Inc.
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Email: N/A
Attachment: View Attachment
10/03/12 Doug Malan N/A
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Email: N/A
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10/03/12 Kimberly Egan Cardinal Financial Company
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Email: N/A
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10/03/12 Amandeep Parmar N/A
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Email: N/A
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