State-Level Guarantee Fee Pricing

FOR FURTHER INFORMATION CONTACT: Communications may be addressed to FHFA OPAR, 400 Seventh Street SW., Ninth Floor, Washington, DC 20024, or emailed to gfeeinput@fhfa.gov. Communications to FHFA may be made public and would include any personal information provided.

SUMMARY: The Federal Housing Finance Agency (FHFA) oversees the operations of Fannie Mae and Freddie Mac ("the Enterprises''). The Enterprises are in conservatorships, and, as Conservator, FHFA has statutory obligations in its conduct of the conservatorships, including preserving and conserving assets. Though the Enterprises are congressionally chartered and federally supervised and regulated, state laws and practices can have a significant impact on their loan default costs.

This Notice sets forth an approach to adjust the guarantee fees ("g-fees'') that the Enterprises charge for mortgages that finance properties with one to four units ("single-family mortgages'') in certain states to recover a portion of the exceptionally high costs that the Enterprises incur in cases of mortgage default in those states.

Public Comments

Below are a compilation of public comments made on this notice.

60 items

CSV

Date Sort ascending	First Name	Last Name	Organization	Comment
11/30/12	Lisa	Madigan	Illinois Office of the Attorney General	George Jepsen, Connecticut Office of the Attorney General; Eric Schnei… Email: N/A Attachment: View Attachment
11/30/12	Stephen P.	Auger	Florida Housing Finance Corporation	View Comment Email: N/A Attachment: View Attachment
11/30/12	Robert E.	Rutkowski	On Behalf of the CAP Housing Team	View Comment Email: N/A Attachment: View Attachment
11/30/12	Maxine	Waters	United States Congress	Barney Frank; Corrine Brown; John Conyers, Jr.; Elijah Cummings; Keith… Email: N/A Attachment: View Attachment
11/30/12	Robert	Menendez	N/A	Bill Nelson; Frank R. Lautenberg; Kirsten Gillibrand; Richard Blumenth… Email: N/A Attachment: View Attachment
11/30/12	Robert E.	Rutkowski	N/A	View Comment Email: N/A Attachment: View Attachment
11/30/12	Peter T.	King	N/A	View Comment Email: N/A Attachment: View Attachment
11/30/12	Richard	Blumenthal	United States Senate	Joseph I l. Lieberman, United States Senate; John B. Larson, United St… Email: N/A Attachment: View Attachment
11/30/12	Charles	Schumer	N/A	Kirsten Gillibrand, United States Senate; Carolyn B. Maloney, United S… Email: N/A Attachment: View Attachment
11/30/12			Americans for Financial Reform	View Comment Email: N/A Attachment: View Attachment
11/30/12	Ken	Inadomi	New York Mortgage Coalition	Benjamin Dulchin, Association for Neighborhood and Housing Development… Email: N/A Attachment: View Attachment
11/30/12	Manuel	Flores	Illinois Department of Financial and Professional Regulation	View Comment Email: N/A Attachment: View Attachment
11/30/12	David L.	Ledford	National Association of Home Builders	View Comment Email: N/A Attachment: View Attachment
11/30/12	Benjamin	Lawsky	New York State Department of Financial Services	View Comment Email: N/A Attachment: View Attachment
11/30/12			New Yorkers for Responsible Lending (NYRL) coalition	View Comment Email: N/A Attachment: View Attachment
11/30/12	Brad R.	Bergmooser	Illinois Credit Union League	View Comment Email: N/A Attachment: View Attachment
11/30/12	Jeff	Atwater	Florida Department of Financial Services	View Comment Email: N/A Attachment: View Attachment
11/30/12	Mary R.	Kenney	Illinois Housing Development Authority	View Comment Email: N/A Attachment: View Attachment
11/30/12	Carla	Dickstein	Coastal Enterprises, Inc.	Chet Randall, Esq., Pine Tree Legal Assistance; Thomas A. Cox, Esq., M… Email: N/A Attachment: View Attachment
11/30/12	John W.	Ryan	Conference of State Bank Supervisors (CSBS)	View Comment Email: N/A Attachment: View Attachment
11/30/12	John	Griffith	Center for American Progress	View Comment Email: N/A Attachment: View Attachment
11/30/12	Marceline	White	Maryland Consumer Rights Coalition (MCRC)	View Comment Email: N/A Attachment: View Attachment
11/30/12			N/A	View Comment Email: N/A Attachment: View Attachment
11/30/12	Eric	Chatman	Connecticut Housing Finance Authority (CHFA)	View Comment Email: N/A Attachment: View Attachment
11/30/12	David H.	Stevens	Mortgage Bankers Association (MBA)	View Comment Email: N/A Attachment: View Attachment