This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2020 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
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Operate the business in a safe and sound manner.
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Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
Climate change poses a serious threat to the U.S. housing finance system. FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System - play a leadership role in addressing this issue.
FHFA requests your comments on rules open for comment.
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June 1, 2023
Agencies Request Comment on Quality Control Standards for Automated Valuation Models Proposed RuleSix federal regulatory agencies today requested public comment on a proposed rule designed to ensure the credibility and integrity of models used in real estate valuations...
May 31, 2023
FHFA Announces Membership in the Mitigation Framework Leadership Group (MitFLG)The Federal Housing Finance Agency (FHFA) today announced its membership in the Mitigation Framework Leadership Group (MitFLG). Climate risk poses a serious threat to the U.S. housing finance system...
May 30, 2023
U.S. House Prices Rise 4.3 Percent over the Last Year; Up 0.5 Percent from the Fourth QuarterU.S. house prices rose 4.3 percent between the first quarters of 2022 and 2023, according to the Federal Housing Finance Agency (FHFA) House Price Index (FHFA HPI®). House prices were up 0.5 percent compared to the fourth quarter of 2022. FHFA’s seasonally adjusted monthly index for March was up 0.6 percent from February...
Climate Change and Environmental, Social and Governance (ESG)
The Federal Housing Finance Agency (FHFA) recognizes that climate change poses a serious threat to the U.S. housing finance system. FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System – have an important leadership role to play in addressing this issue. Click here to learn more about what FHFA has done related to climate risks and ESG broadly.
FHFA established the Suspended Counterparty Program (SCP) to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks presented by individuals and entities with a history of fraud or other financial misconduct.
Click here to access the Suspended Counterparty Program regulation and the list of suspended individuals and entities.
Find out your options and solutions available.
Provide input on matters under review or submit comment on proposed rules.
Calculate the current estimated dollar value of your home using FHFA's House Price calculator.
Download the latest FHFA House Price Index
MIRS transition index is intended to be used in lieu of the discontinued MIRS ARM Index for currently outstanding loans, and not as a reference rate on newly-originated adjustable-rate mortgages. For further information, click here.
MIRS transition index was previously known as PMMS+. Only the name has changed.
ANNUAL U.S. HOUSE PRICES RISE 4.3% IN 1Q 2023; UP 0.5% FROM Q4 2022
FHFA Director Testifies Before House Financial Services Committee - 5/23/23
FHFA issues RFI on the Enterprises’ Single-Family Pricing Framework
FHFA PUBLISHES NEW APPRAISAL DATA AND DASHBOARDS
ICYMI: The May 19, 2023 Appraisal Subcommittee Hearing video is now available
2023 CONFORMING LOAN LIMITS ANNOUNCED FOR FANNIE MAE AND FREDDIE MAC
FHFA Issues Fintech RFI Public Summary of Responses
FHFA Announces Fair Lending Program To Support Equitable Housing Finance
FHFA Climate Change and ESG
FHFA requests comments on rules open for comment