This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2016 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2018 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector.
Meet the experts...
Key Topics pages provide information about FHFA's work on a range of issues facing the nation and highlight the most relevant related news releases, reports, statements and web pages on the respective topics.
The Honorable Melvin L. Watt of Charlotte, NC sworn in on January 6, 2014 to a 5-year term as the first Senate-confirmed Director of FHFA.
Read more about Director Watt
Submit comments by May 14.
The FHFA House Price Index reported a 1.6 percent increase in U.S. house prices in the fourth quarter of 2017. From 2016Q4 to 2017Q4, house prices were up 6.7 percent.
Read more about options available for homeowners affected by hurricanes occurring through the 2017 hurricane season and other natural disasters at FHFA.gov.
Federally regulated Fannie Mae and Freddie Mac have come together to get the word out about mortgage relief options for those affected by natural disasters, including
hurricanes during the 2017 hurricane season.
Learn about options available for homeowners affected by
a hurricane during the 2017 hurricane season or by other natural disasters.
HARP - the Home Affordable Refinance Program - has been extended through December 2018. HARP was created by FHFA specifically to help homeowners who are current on their mortgage payments, but who are underwater on their mortgages. That is, they owe almost as much or more than the current value of their homes. To see if you qualify for HARP go to HARP.gov.
Find out your options and solutions available.
Provide input on matters under review
or submit comment on proposed rules.
Calculate the current estimated dollar value of your home using FHFA's House Price calculator.
Download the latest House Price Index
The top five states with the highest numbers of borrowers that remain eligible for a HARP refinance are Florida, Ohio, Illinois, Michigan and Georgia.
FHFA requests Public Input by July 10, 2017
OMWI 2017 Annual Report to Congress
Director Watt discussing the Home Affordable Refinance Program (HARP) extension.
Effective December 1, local community organizations now have the opportunity purchase foreclosed properties.
FHFA's 2016 Annual Report to Congress is now available.
Now available: FHFA’s FY 2017 Performance and Accountability Report
FHFA ANNOUNCES 2018 CONFORMING LOAN LIMITS
Input Requested on Enterprise Credit Score Requirements
FHFA Issues Proposed Rule
FHFA unveiled an interactive online map indicating the number of estimated borrowers eligible for HARP in every zip code, county and MSA in the US.
Rulemaking open for comment
FHFA Publishes Fannie Mae's and Freddie Mac's Underserved Markets Plans for the Duty to Serve Program
FHFA Proposes Rule Establishing New Housing Goals for Fannie Mae and Freddie Mac
FHFA Video Explains the 2018 Conforming Loan Limits
U.S. House Prices Rise 1.6% in Fourth Quarter
Millions of homeowners have taken this route to refinance their mortgages. To see if you qualify visit www.HARP.gov.
Number of HARP borrowers surpassed the 3.4 million mark
Now available: FHFA’s FY 2016 Performance and Accountability Report
Read more about options available for homeowners affected by 2017 hurricane season and other natural disasters at FHFA.gov.
Go to www.HARP.gov to see if you are eligible for savings.
© 2018 Federal Housing Finance Agency