About Us

Performance and
Accountability Report

This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.

FHFA Values

Respect	We strive to act with respect for each other, share information and resources, work together in teams, and collaborate to solve problems.
Excellence	We aspire to excel in every aspect of our work and to seek better ways to accomplish our mission and goals.
Integrity	We are committed to the highest ethical and professional standards to inspire trust and confidence in our work.
Diversity	We seek to promote diversity in our employment and business practices and those of our regulated entities.

Supervision
& Regulation

Annual Report to Congress

Read about the agency’s 2018 examinations
of Fannie Mac, Freddie Mac and
the Home Loan Bank System.

Plans and Reports

We Want to Hear From You

Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.

Conservatorship

Conservatorship of Fannie Mae
and Freddie Mac

Implement critical reforms that will produce a stronger and more resilient housing finance system.

Conservatorship
Performance Goals

FOSTER competitive, liquid, efficient, and resilient (CLEAR) national housing finance markets that support sustainable homeownership and affordable rental housing; OPERATE in a safe and sound manner appropriate for entities in conservatorship; and PREPARE for eventual exits from the conservatorships.

2020 Scorecard

2019 Conservatorships Strategic Plan

Data & Tools

Downloadable Data
& Data Reports

FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.

House Price Index Release Dates

See HPI Release Dates for 2020

Policy, Programs & Research

Source: FHFA

FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...

Mortgage Translations
Mortgage Translations

Glossaries

Language Translation Disclosure

U.S. House Prices Rise 1.1% in Third Quarter of 2019

The FHFA House Price Index reported a 1.1 percent increase in U.S. house prices in the third quarter of 2019. From 2018Q3-2019Q3, house prices were up 4.9 percent.
FHFA FY 2019 Performance and Accountability Report

Now Available
Annual Report to Congress Now Available
View our collection of translated documents and tools
FHFA requests comments on rules.

FHFA requests your comments on rules open for comment.

New message here

FHFA News

Source: FHFA

Spotlight Topics

Suspended Counterparty Program

FHFA established the Suspended Counterparty Program (SCP) to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks presented by individuals and entities with a history of fraud or other financial misconduct.

Click here to access the Suspended Counterparty Program regulation and the list of suspended individuals and entities.

Trouble With Your Mortgage?

Find out your options
and solutions available.

See How We Can Help

We Want To Hear What You Think

Provide input on matters under review
or submit comment on proposed rules.

View items open for comment or input

House Price Information

*FHFA HPI Release Dates

Calculator

House Price Calculator

Calculate the current estimated dollar value of your home using FHFA's House Price calculator.

Calculate

FHFA House Price Index

Download the latest FHFA House Price Index

Download FHFA HPI

Mortgage Resources

Housing Market Indicators

MIRS Transition Index

MIRS Transition Index Release Dates		Index Value
January 2020		3.74
December 2019		3.56

MIRS transition index is intended to be used in lieu of the discontinued MIRS ARM Index for currently outstanding loans, and not as a reference rate on newly-originated adjustable-rate mortgages. For further information, click here.

MIRS transition index was previously known as PMMS+. Only the name has changed.

House Prices

FHFA HPI-Source	Quarterly Change 2019Q2-2019Q3	Four Quarter Change 2018Q3-2019Q3
"Purchase-Only" U.S. Index (Seasonally Adjusted)	1.1%	4.9%
"Expanded-Data" U.S. Index (Seasonally Adjusted)	1.2%	5.4%

Trouble With Your Mortgage?

See How We Can Help

FHFA News

Source: FHFA

U.S. House Prices Rise 1.1% in Third Quarter of 2019
U.S. House Prices Rise 1.1% in Third Quarter 2019
FHFA Continues Outreach Efforts on HARP
The top five states with the highest numbers of borrowers that remain eligible for a HARP refinance are Florida, Ohio, Illinois, Michigan and Georgia.
DUTY TO SERVE PROGRAM
FHFA requests Public Input by July 10, 2017
Annual Report to Congress now available
Annual Report to Congress now available
Check out FHFA's blog to facilitate Duty to Serve Stakeholder Opportunities
Blog - DTS Snapshots facilitate DTS stakeholder opportunities
Getting the Word Out
Director Watt discussing the Home Affordable Refinance Program (HARP) extension.
Neighborhood Stabilization Initiative Expansion
Effective December 1, local community organizations now have the opportunity purchase foreclosed properties.
2016 Annual Report to Congress
FHFA's 2016 Annual Report to Congress is now available.
2017 Performance & Accountability Report
Now available: FHFA’s FY 2017 Performance and Accountability Report
FHFA ANNOUNCES 2019 CONFORMING LOAN LIMITS
FHFA ANNOUNCES 2019 CONFORMING LOAN LIMITS
Input Requested on Enterprise Credit Score Requirements
Input Requested on Enterprise Credit Score Requirements
FHFA publishes 2017 Office of Minority and Women Inclusion Report to Congress
OMWI 2017 Annual Report to Congress
FHFA publishes 2018 Office of Minority and Inclusion Report
OMWI 2018 Annual Report to Congress
FHFA FY 2019 Performance and Accountability Report
FHFA FY2019 PAR
Zoom in to the numbers
FHFA unveiled an interactive online map indicating the number of estimated borrowers eligible for HARP in every zip code, county and MSA in the US.
Duty to Serve Program
FHFA Publishes Fannie Mae's and Freddie Mac's Underserved Markets Plans for the Duty to Serve Program
2018-2020 Housing Goals
FHFA Proposes Rule Establishing New Housing Goals for Fannie Mae and Freddie Mac
FHFA Issues Proposed Rule
FHFA Issues Proposed Rule
Duty to Serve
2019 Listening Sessions
2019 DTS Listening Sessions
RULEMAKING
Rulemaking open for comment
FHFA Video Explains the 2018 Conforming Loan Limits
FHFA Video Explains the 2018 Conforming Loan Limits
Number of HARP borrowers surpassed the 3.3 million mark
Millions of homeowners have taken this route to refinance their mortgages. To see if you qualify visit www.HARP.gov.
Number of HARP borrowers surpassed the 3.3 million mark
Millions of homeowners have taken this route to refinance their mortgages. To see if you qualify visit www.HARP.gov.
Number of HARP borrowers surpassed the 3.4 million mark
Number of HARP borrowers surpassed the 3.4 million mark
2016 Performance & Accountability Report
Now available: FHFA’s FY 2016 Performance and Accountability Report
HELP FOR HOMEOWNERS AFFECTED BY Natural Disasters
Read more about options available for homeowners affected by 2017 hurricane season and other natural disasters at FHFA.gov.
Annual Report to Congress Now Available
Annual Report to Congress Now Available
FHFA Announces HARP Extended through December 2018
Go to www.HARP.gov to see if you are eligible for savings.
View our collection of translated documents and tools
Introducing Mortgage Translations on FHFA.gov
FHFA requests comments on rules.
FHFA requests comments on rules open for comment

Get Started Here:

Performance and Accountability Report

FHFA Values​

Annual Report to Congress

We Want to Hear From You

Conservatorship of Fannie Mae and Freddie Mac​

Conservatorship ​Performance Goals

Downloadable Data ​& Data Reports​​

House Price Index Rele​ase Dates​​​

U.S. House Prices Rise 1.1% in Third Quarter of 2019

FHFA FY 2019 Performance and Accountability Report

Annual Report to Congress Now Available

View our collection of translated documents and tools

FHFA requests comments on rules.

New message here

Spotlight Topics

Trouble With Your Mortgage?

See How We Can Help

Trouble With Your Mortgage?

We Want To Hear What You Think

View items open for comment or input

We Want To Hear What You Think

House Price Information

House Price Calculator

FHFA House Price Index

​Housing Market Indicators​​​​

MIRS Transition Index

House Prices

Trouble With Your Mortgage?

See How We Can Help

U.S. House Prices Rise 1.1% in Third Quarter of 2019

FHFA Continues Outreach Efforts on HARP

DUTY TO SERVE PROGRAM

Annual Report to Congress now available

Check out FHFA's blog to facilitate Duty to Serve Stakeholder Opportunities

Getting the Word Out

Neighborhood Stabilization Initiative Expansion

2016 Annual Report to Congress

2017 Performance & Accountability Report

FHFA ANNOUNCES 2019 CONFORMING LOAN LIMITS

Input Requested on Enterprise Credit Score Requirements

FHFA publishes 2017 Office of Minority and Women Inclusion Report to Congress

FHFA publishes 2018 Office of Minority and Inclusion Report

FHFA FY 2019 Performance and Accountability Report

Zoom in to the numbers

Duty to Serve Program

2018-2020 Housing Goals

FHFA Issues Proposed Rule

Duty to Serve 2019 Listening Sessions

RULEMAKING

FHFA Video Explains the 2018 Conforming Loan Limits

Number of HARP borrowers surpassed the 3.3 million mark

Number of HARP borrowers surpassed the 3.3 million mark

Number of HARP borrowers surpassed the 3.4 million mark

2016 Performance & Accountability Report

HELP FOR HOMEOWNERS AFFECTED BY Natural Disasters

Annual Report to Congress Now Available

FHFA Announces HARP Extended through December 2018

View our collection of translated documents and tools

FHFA requests comments on rules.

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Performance and
Accountability Report

FHFA Values

Conservatorship of Fannie Mae
and Freddie Mac

Conservatorship
Performance Goals

Downloadable Data
& Data Reports

House Price Index Release Dates

Housing Market Indicators

Duty to Serve
2019 Listening Sessions