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Mortgage Applications Up, Spreads Down!
Washington, D.C. – President Trump is delivering for the American people: mortgage applications have risen to a three-year high as families return to the housing market, and spreads between mortgages and Treasuries continue to compress, improving mortgage rates and demonstrating the faith that the... -
Federal Housing Finance Agency Announces Deemed-Issuance Ratio for 2026
Washington, D.C. – U.S. Federal Housing (Federal Housing Finance Agency or FHFA) today announced the deemed-issuance ratio for the 2026 calendar year in accordance with Internal Revenue Service (IRS) guidelines on the trading of the Uniform Mortgage-Backed Security (UMBS). The deemed-issuance ratio... -
FHFA Announces Conforming Loan Limit Values for 2026
Washington, D.C. – U.S. Federal Housing (FHFA) today announced the conforming loan limit values (CLLs) for mortgages Fannie Mae and Freddie Mac (the Enterprises) will acquire in 2026. In most of the United States, the 2026 CLL value for one-unit properties will be $832,750, an increase of $26,250... -
U.S. House Prices Rise 2.2 Percent Year over Year; Up 0.2 percent Quarter over Quarter
Washington, D.C. – U.S. house prices rose 2.2 percent between the third quarter of 2024 and the third quarter of 2025, according to the U.S. Federal Housing (FHFA) House Price Index (FHFA HPI®). House prices for the third quarter of 2025 rose 0.2 percent compared to the second quarter of 2025. FHFA... -
U.S. Federal Housing Announces 2026 Multifamily Loan Purchase Caps for Fannie Mae and Freddie Mac
Washington, D.C. – U.S. Federal Housing announced today that the 2026 multifamily loan purchase caps for Fannie Mae and Freddie Mac (the Enterprises) will be $88 billion for each Enterprise, for a combined total of $176 billion to support the multifamily market. To ensure a strong focus on... -
FHFA House Price Index® Up 0.4 Percent in August; Up 2.3 Percent from Last Year
Washington, D.C. – U.S. house prices rose 0.4 percent in August, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 2.3 percent from August 2024 to August 2025. The previously reported 0.1 percent price decline in July was... -
U.S. Federal Housing Announces Director Pulte Will Donate 100% of His Salary to Wounded Veterans
Washington, D.C. — In a demonstration of commitment to fiscal responsibility and public service, William J. Pulte, Director of U.S. Federal Housing, announced today that he will donate his salary. “Serving as President Trump’s Director of Federal Housing is the honor of a lifetime. Working in the... -
U.S. Federal Housing Requests Input on New Strategic Plan
Washington, D.C. — Consistent with its statutory requirements and President Trump’s executive orders, U.S. Federal Housing is asking the public for feedback on its proposed Strategic Plan for FY 2026–2030. The new Plan proposes three strategic goals for the Agency: Responsibly Oversee Fannie Mae and... -
FHFA House Price Index® Down 0.1 Percent in July; Up 2.3 Percent from Last Year
Washington, D.C. – U.S. house prices fell 0.1 percent in July, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 2.3 percent from July 2024 to July 2025. The previously reported 0.2 percent price decline in June remained... -
U.S. Federal Housing Completes Withdrawal from International “Greening the Financial System” Network
Washington, D.C. — U.S. Federal Housing has formalized its withdrawal from the Network of Central Banks and Supervisors for Greening the Financial System (NGFS) in a letter to the Chair of NGFS. “Biden drove housing costs up with politicized nonsense that prioritized climate activists over American...