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Programs
Duty to Serve Program

Overview

The Enterprises submitted proposed 2025-2027 Underserved Markets Plans on May 10, 2024. FHFA is now seeking public input on the Enterprises’ proposed Plans. The Request for Input (RFI) was issued on June 11, 2024 with a 60-day public input period and will close on August 12, 2024. To submit public input, click here.

–  Request for Input: The Enterprises’ Proposed 2025-2027 Underserved Markets Plans

–  Fannie Mae’s 2025-2027 Proposed Underserved Markets Plan

–  Freddie Mac’s 2025-2027 Proposed Underserved Markets Plan

​​If you have any questions or concerns, please send an email to DutyToServeStakeholders@FHFA.gov.

 

What's New

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Proposed 2025-2027  Underserved Market  Plans 

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2022-2024  Underserved Market  Plans 

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2024 Duty to Serve Public Listening Sessions

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Final Rule-Colonias Census Tract Amendments

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2023 Enterprise Annual Reports                                         

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Questions and Answers

Questions and Answers                                     

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Resources

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Final Rule 

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Enterprise Annual Reports 

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Evaluation Guidance 

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Annual Housing Report

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Annual Report to Congress

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Data and Tools

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Access datasets and interactive maps​ on the DTS Eligibility Data Page or DTS-qualifying rural areas, Indian areas, high opportunity areas, and areas of concentrated poverty. Also, access information and dashboards on the DTS Performance Data Page.

2022 DTS Single-Family Dashboard​

The Single-Family Dashboard is an interactive map that looks at the share of Enterprise single-family loans located in Duty to Serve Manufactured Housing, Rural, and High-needs Rural areas at the state and county levels.

2018-2022 DTS Multifamily Dashboard

The Multifamily Dashboard is an interactive map that looks at the number of multifamily units supported by Enterprise loans that meet DTS income requirements for multifamily objectives in the Affordable Housing Preservation, Manufactured Housing, and Rural Housing markets.

​We Want to Hear From You

Use the drop-down menus to submit comments on specific Duty to Serve requests for public comments, or to provide general input on the Duty to Serve program. You can also view previously submitted comments.

Explore Duty to Serve

 

Want to learn more about how the DTS program works? Learn about the underserved markets, process timeline, plan structure, statutory and regulatory activities, evaluation process, and more.

View Slideshow 

Archive​​

There are many resources to help you better understand the Duty to Serve program, annual processes, markets, and plans.

Meet the Team

​Arun Barman
Duty to Serve Senior Economist

Rebecca Cohen
Duty to Serve Senior Policy Analyst

Joshua Sagartz
Duty to Serve Policy Analyst

Marcea Barringer
Duty to Serve Supervisory Policy Analyst

​​Mike Price
Duty to Serve Senior Policy Analyst

Lauren Boyd
Duty to Serve Policy Analyst

Toi Roberts
Duty to Serve Program Analyst

Contact the Duty to Serve Team

Questions on Duty to Serve? Email us and we'll get back to you soon.

 

Page Updated: June 11​, ​2024​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​