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Credit Score

Thank you for your interest in this public input topic. Please be advised that the commenting period for this topic has ended.

Public Comments people-icon

Below are a compilation of public comments made on this topic.

115 items
Date Sort ascending First Name Last Name Organization Comment
03/28/18 David Borsos National Multifamily Housing Council
The National Multifamily Housing Council and the National Apartment…
Email: dborsos@nmhc.org
Attachment: View Attachment
03/28/18 Rebecca Froass National Association of Home Builders
NAHB appreciates the opportunity to provide comments on FHFA's…
Email: rfroass@nahb.org
Attachment: View Attachment
03/28/18 Ken Fears National Association of REALTORS®
On behalf of the 1.3 million members of the National Association of…
Email: kfears@realtors.org
Attachment: View Attachment
03/28/18 Faith Bautista National Diversity Coalition
See enclosed file.
Email: fbautista@naacoalition.org
Attachment: View Attachment
03/28/18 Richard Koss Johns Hopkins University
Please see my attached comments on FHFA's RFI regarding delivery…
Email: rkoss3@jhu.edu
Attachment: View Attachment
03/28/18 Patricia Arvielo New American Funding
Please see the attached letter.
Email: patty@nafinc.com
Attachment: View Attachment
03/27/18 Chad Piwinski Gateway Mortgage
The use of Vantage Scores would allow a more reliable model to better…
Email: Chad.piwinski@gatewayloan.com
Attachment: N/A
03/27/18 Matthew Roberts California Association of REALTORS
On behalf of Steve White, President of the California Association of…
Email: matthewr@car.org
Attachment: View Attachment
03/26/18 PJ Hoffman Electronic Transactions Association
See attached comments.
Email: pjhoffman@electran.org
Attachment: View Attachment
03/26/18 Valerie Saunders NAMB
Please find attached the response from NAMB, The National Association…
Email: valsaun@namb.org
Attachment: View Attachment
03/26/18 Anju Chopra Prosperity Now
Resubmission - Please refer to attachment
Email: achopra@prosperitynow.org
Attachment: View Attachment
03/26/18 Alex Pollock R Street Institute
The Hon. Mel Watt Director Federal Housing Finance Agency…
Email: cpackard@rstreet.org
Attachment: View Attachment
03/26/18 Jane Melchionda EasCorp
Please see attached.
Email: jcmelch@eascorp.org
Attachment: View Attachment
03/26/18 Meg Burns Housing Policy Council
Attached is the input of of the Housing Policy Council.
Email: Meg.Burns@fsroundtable.org
Attachment: View Attachment
03/23/18 Ruth Susswein Consumer Action
RE: FHFA Credit Score RFI March 23, 2018 Dear Director Watt: Thank…
Email: ruth.susswein@consumer-action.org
Attachment: View Attachment
03/22/18 Matthew Josephs Local Initiatives Support Corporation (LISC)
Please see attachment for LISC's comments on the request for…
Email: policy@lisc.org
Attachment: View Attachment
03/21/18 Richard Cooperstein Andrew Davidson & Co., Inc.
Please see the attached PDF.
Email: rcooperstein@ad-co.com
Attachment: View Attachment
03/21/18 Don Unger Advantage Credit, Inc.
See attached.
Email: don@advcredit.com
Attachment: View Attachment
03/15/18 Jaclynn Nortley Community Action Agency
Our input on the Fannie Mae and Freddie Mac Credit Score Requirements…
Email: jnortley@caajlh.org
Attachment: N/A
03/15/18 Anne Canfield Consumer Mortgage Coalition
The Consumer Mortgage Coalition, a mortgage industry trade…
Email: accanfield@michaelbeststrategies.com
Attachment: View Attachment
03/14/18 Nina Carpenter Housing Authority
The models are not so different and generally do not reflect…
Email: ninacarp7@gmail.com
Attachment: N/A
03/13/18 Laurie Goodman Urban Institute
Email: lgoodman@urban.org
Attachment: View Attachment
03/13/18 William Stallings Mayer Brown LLP
Please see the attached submission.
Email: wstallings@mayerbrown.com
Attachment: View Attachment
03/09/18 Thomas Aiello National Taxpayers Union
The following comments are submitted on behalf of National Taxpayers…
Email: Thomas.aiello@ntu.org
Attachment: View Attachment
03/08/18 Suzanne Pickett Pickett Jacksonville Urban League
I am in favor of the credit score request
Email: s.pickett@jaxul.org
Attachment: N/A
03/08/18 Billie Scott Dallas Associations of Realtists
we need a change, the company is keeping Credit on your report for…
Email: billiejoe2550@gmail.com
Attachment: N/A
03/08/18 Bertha Sarmina Unemployment Information Center
I suggest limiting the scoring model to FICO. Even though it is far…
Email: bsarmina@philaup.org
Attachment: N/A
03/08/18 Danielle Robinson New Penn Financial
homeready and homepossible should go down to a 600 or a 580 with…
Email: dmaat13@gmail.com
Attachment: N/A
03/08/18 Randall Lowell Greenfield Institute
See comments attached
Email: rlowell@greenfieldadvisors.com
Attachment: View Attachment
03/07/18 Bridget Stokes Wyandanch CDC
Keep it the same way.
Email: bridgetwcdc@optonline.net
Attachment: N/A
03/07/18 Estelina Garnett Community Services of Nevada CSNV
I think that by us providing different options to clients this may…
Email: egarnett@csnv.org
Attachment: N/A
03/01/18 Eric Wilson CFSI
Please see attached for CFSI's comments.
Email: ewilson@cfsinnovation.org
Attachment: View Attachment
02/27/18 JOHN GIBBONS Private Citizen
I thank FHFA for soliciting broad input on the alternatives under…
Email: jpjgibbons@gmail.com
Attachment: View Attachment
02/20/18 Glenda Monroe Texas Bankers Association
The attached is submitted on behalf of J. Eric T. Sandberg, Jr.,…
Email: glenda@texasbankers.com
Attachment: View Attachment
02/20/18 Gordon Sam Pearl Harbor FCU
Please see attached comment letter.
Email: gordon.sam@hawaiiantel.net
Attachment: View Attachment
02/16/18 Anita Domondon Meriwest Mortgage
Thank you for this opportunity to voice our opinion.
Email: adomondon@meriwest.com
Attachment: View Attachment
02/12/18 Tim Branick Prosperity Home Mortgage
I worked at Freddie Mac for 18 years, starting in 1993 when GSE…
Email: tim.branick@phmloans.com
Attachment: View Attachment
02/07/18 Carol Crowley Consumer
The changes to credit scoring do not take into consideration the…
Email: carol.c.crowley@gmail.com
Attachment: N/A
02/06/18 Simone Griffin HomeFree-USA
The ability to utilize other credit scoring options beyond FICO is…
Email: simoneg@homefreeusa.org
Attachment: N/A
02/02/18 David Spack Pinch (www.pinchrent.com)
Please see our attached public comment letter.
Email: david@pinchapp.com
Attachment: View Attachment
02/02/18 Fred Vanderwoude self
Things wish should be considered and thought through: In today'…
Email: fredvanderwoude@aol.com
Attachment: N/A
01/31/18 Porter Briggs BMO Harris Bank
I'm writing today to add input regarding which credit score…
Email: porter.briggs@bmo.com
Attachment: N/A
01/30/18 Thomas Parrent Quantilytic LLC
We have attached comments on the majority of the RFI questions as…
Email: tom.parrent@quantilytic.com
Attachment: View Attachment
01/29/18 rc whalen Whalen Global Advisors LLC
Revised file
Email: chris@rcwhalen.com
Attachment: View Attachment
01/29/18 Joseph A. Smith, Jr. Poyner Spruill, LLP
See attached document.
Email: N/A
Attachment: View Attachment
01/26/18 Dan Fichtler Joint Trade Associations
Please see attached.
Email: dfichtler@mba.org
Attachment: View Attachment
01/24/18 Gregory Walker RANLife
I like option 4. The demographic the 2018-2020 housing goals are…
Email: gregw@ranlife.com
Attachment: N/A
01/19/18 Vanessa Perry The George Washington University
Please see the attached
Email: vperry@gwu.edu
Attachment: View Attachment
01/18/18 Shelly Coleman Kaw Valley State Bank & Trust Co
Please recommend one scoring model (Option 1) - the model needs to be…
Email: scoleman@kvsb.com
Attachment: N/A
01/17/18 Ann Schnare AB Schnare Associates
Please see attached file
Email: annschnare@aol.com
Attachment: View Attachment