Private Transfer Fees

Date

03/16/2012

Number

RIN-2590-AA41

Group

Fannie Mae

Federal Home Loan Banks

Freddie Mac

CFR

12 CFR 1228

Effective Date

Mon, 07/16/2012 - 12:00

Private Transfer Fees

FOR FURTHER INFORMATION CONTACT: For issues regarding this proposed rule, contact Christopher T. Curtis, Senior Deputy General Counsel, (202) 414–8947, christopher.curtis@fhfa.gov; David Pearl, Executive Advisor, Office of the Deputy Director for Enterprise Regulation, (202) 414–3821, david.pearl@fhfa.gov; Christina Muradian, Senior Financial Analyst, Office of Examinations Policy and Strategic Planning, (202) 408–2584, christina.muradian@fhfa.gov; or Prasant Sar, Policy Analyst, Office of Policy Analysis & Research, (202) 343–1327, prasant.sar@fhfa.gov. (None of these telephone numbers is a toll-free number); Federal Housing Finance Agency, 1700 G Street, NW., Washington, DC 20552. If you are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services. Additionally, the TDD 1-(800) number referenced in Rulemaking documents attached to this page is obsolete and the 7-1-1 number should be used.

SUMMARY: This proposed rule would restrict the regulated entities—the Federal National Mortgage Association ("Fannie Mae"), the Federal Home Loan Mortgage Corporation ("Freddie Mac") (collectively, the "Enterprises"), and the Federal Home Loan Banks ("Banks")—from dealing in mortgages on properties encumbered by certain types of private transfer fee covenants and in certain related securities. Such covenants are adverse to the liquidity and stability of the housing finance market, and to financial safety and soundness. This proposed rule would except private transfer fees paid to homeowner associations, condominiums, cooperatives, and certain tax-exempt organizations that use the private transfer fees to provide a direct benefit to the owners of the encumbered real property. With limited exceptions, the rule would apply only prospectively to private transfer fee covenants created on or after the date of publication of the proposed rule.

DATES: Written comments must be received on or before April 11, 2011.

Public Comments

Below are a compilation of public comments made on this publication.

1128 items

CSV

Date Sort ascending	First Name	Last Name	Organization	Comment
02/24/11	Meri	Harrow	Bay Terrace Cooperative Section II, Inc.	View Comment Email: N/A Attachment: View Attachment
02/24/11	Martin	Billig	Linden Towers Co-op #2, Inc.	View Comment Email: N/A Attachment: View Attachment
02/23/11	A.	Wolfe	Bay Terrace Cooperative Section IX, Inc.	View Comment Email: N/A Attachment: View Attachment
02/23/11	Clorinda	Croce	Linden Towers Co-op #2, Inc.	View Comment Email: N/A Attachment: View Attachment
02/23/11	Richard	Goldenstein	Bay Terrace Cooperative Section IX, Inc.	View Comment Email: N/A Attachment: View Attachment
02/23/11	R.	Cosme	Linden Towers Co-op #2, Inc.	View Comment Email: N/A Attachment: View Attachment
02/23/11	Wight	Mixon	Atlanta Board of REALTORS	View Comment Email: N/A Attachment: View Attachment
02/22/11	James & Rosemary	Rush	Bay Terrace Cooperative Section II, Inc.	View Comment Email: N/A Attachment: View Attachment
02/22/11	Paul	Sanzone	Crossbay Cooperative	View Comment Email: N/A Attachment: View Attachment
02/22/11	Marie	Angioni	Bay Terrace Cooperative Section II, Inc.	View Comment Email: N/A Attachment: View Attachment
02/22/11	Eileen	Costa	Bay Terrace Cooperative Section I, Inc.	Sam Difiglia. View Comment Email: N/A Attachment: View Attachment
02/22/11	Allen & Betty	Chasen	Bay Terrace Cooperative Section II, Inc.	View Comment Email: N/A Attachment: View Attachment
02/22/11	Tim	Moore	Reelfoot Regional Association of REALTORS, Inc.	019772.76 FR 6702 2-8-11.pdf Email: N/A Attachment: View Attachment
02/22/11	Frieda	Fisher	Linden Towers Co-op #2, Inc.	View Comment Email: N/A Attachment: View Attachment
02/22/11	Marc A.	Haken	Hilltop Village Co-op #4, Inc.	View Comment Email: N/A Attachment: View Attachment
02/22/11	Ellen	Simon	Bay Terrace Cooperative Section IX, Inc.	View Comment Email: N/A Attachment: View Attachment
02/22/11	Patty	Wilds	Spartanburg Association of REALTORS, Inc. and National Association of REALTORS, Inc.	View Comment Email: N/A Attachment: View Attachment
02/22/11	Elizabeth	McLoughlin	Bay Terrace Cooperative Section III, Inc.	View Comment Email: N/A Attachment: View Attachment
02/22/11	Murray	Levy	Bay Terrace Cooperative Section II, Inc.	View Comment Email: N/A Attachment: View Attachment
02/22/11	Anita	Blank	Bay Terrace Cooperative Section IV, Inc.	View Comment Email: N/A Attachment: View Attachment
02/17/11	Joyce	Thomas	Missouri Association of REALTORS	View Comment Email: N/A Attachment: View Attachment
02/17/11	Stephen	Antoni	Rhode Island Association of REALTORS, Inc.	View Comment Email: N/A Attachment: View Attachment
02/17/11	Florence	Dosh	N/A	View Comment Email: N/A Attachment: View Attachment
02/17/11	Daryl L.	Braham	North Dakota Association of REALTORS (NDAR)	View Comment Email: N/A Attachment: View Attachment
02/17/11	Maryann	Loffredo	Bay Terrace Cooperative Section III, Inc.	View Comment Email: N/A Attachment: View Attachment
02/16/11	Cheryl	Hamm	Richmond Association of REALTORS (RAR)	View Comment Email: N/A Attachment: View Attachment
02/16/11	Cheryl	Hamm	Richmond Association of REALTORS (RAR)	View Comment Email: N/A Attachment: View Attachment
02/16/11	Marie Della	Monica	Bay Terrace Cooperative Section II, Inc.	View Comment Email: N/A Attachment: View Attachment
02/16/11			Linden Towers Co-op #2, Inc.	View Comment Email: N/A Attachment: View Attachment
02/16/11	Robert & Harriet	Carpenter	Linden Towers Co-op #2, Inc.	View Comment Email: N/A Attachment: View Attachment
02/16/11	Patricia	LaProvidenza	Bay Terrace Cooperative Section II, Inc.	View Comment Email: N/A Attachment: View Attachment
02/16/11	Melvin	Price	Bay Terrace Cooperative Section IV, Inc.	View Comment Email: N/A Attachment: View Attachment
02/15/11	Jay	Frain	N/A	View Comment Email: N/A Attachment: View Attachment
02/15/11	Dwight	Hale	Texas Association of REALTORS	View Comment Email: N/A Attachment: View Attachment
02/15/11	Frances	Mandracchia	Bay Terrace Cooperative Section I, Inc.	View Comment Email: N/A Attachment: View Attachment
02/15/11	Larry	Smith	Garrett County Board of REALTORS, Inc.	View Comment Email: N/A Attachment: View Attachment
02/15/11	Carol J.	Woodard	Cleveland Area Board of REALTORS (CABOR)	Jamie L. McMillen. View Comment Email: N/A Attachment: View Attachment
02/15/11	Randy L.	Shaw	Klamath County Association of REALTORS	View Comment Email: N/A Attachment: View Attachment
02/15/11	Monte	Melnick	Linden Towers Co-op #2, Inc.	View Comment Email: N/A Attachment: View Attachment
02/15/11	Wayne	Hyatt	Arizona Realtor Association	View Comment Email: N/A Attachment: View Attachment
02/15/11	Georgette	Papanagnou	Bay Terrace Cooperative Section I, Inc.	View Comment Email: N/A Attachment: View Attachment
02/15/11	Irving	Fromowitz	Linden Towers Co-op #2, Inc.	View Comment Email: N/A Attachment: View Attachment
02/15/11	Mary	Behrens	Mitchell Gardens No. 3 Co-Operative Corp.	View Comment Email: N/A Attachment: View Attachment
02/15/11	Shirley	Portnoy	Bay Terrace Cooperative Section IV, Inc.	View Comment Email: N/A Attachment: View Attachment
02/15/11	Minnette	Cutler	Linden Towers Co-op #2, Inc.	View Comment Email: N/A Attachment: View Attachment
02/15/11	Lisa	Bottini	Linden Towers Co-op #3, Inc.	View Comment Email: N/A Attachment: View Attachment
02/15/11	Steven	Simon	Mitchell Gardens No. 3 Co-Operative Corp.	View Comment Email: N/A Attachment: View Attachment
02/15/11	Linda	Pereira	Mitchell Gardens No. 3 Co-Operative Corp.	View Comment Email: N/A Attachment: View Attachment
02/15/11	Rosemarie	Borg	Crossbay Cooperative	View Comment Email: N/A Attachment: View Attachment
02/15/11	Edward	Oh	Mitchell Gardens No. 3 Co-Operative Corp.	View Comment Email: N/A Attachment: View Attachment

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