Enterprise Underwriting Standards

Date

07/31/2013

Number

RIN-2590-AA53

Group

Fannie Mae

Freddie Mac

CFR

12 CFR 1254

Enterprise Underwriting Standards: Notice of Proposed Rulemaking

FOR FURTHER INFORMATION CONTACT: Alfred M. Pollard, General Counsel, (202) 649-3050 (not a toll-free number), Federal Housing Finance Agency, Eighth Floor, 400 Seventh Street SW., Washington, DC 20024. If you are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services. Additionally, the TDD 1-(800) number referenced in Rulemaking documents attached to this page is obsolete and the 7-1-1 number should be used.

SUMMARY: The Federal Housing Finance Agency ("FHFA") hereby issues this Notice of Proposed Rulemaking (NPR) concerning underwriting standards for the Federal National Mortgage Association (Fannie Mae), and the Federal Home Loan Mortgage Corporation (Freddie Mac), (together, the Enterprises) relating to mortgage assets affected by Property Assessed Clean Energy ("PACE") programs.

The NPR reviews FHFA’s statutory authority as the federal supervisory regulator of the Enterprises, reviews FHFA’s statutory role and authority as the Conservator of each Enterprise, summarizes issues relating to PACE that are relevant to FHFA’s supervision and direction of the Enterprises, summarizes comments received on subjects relating to PACE on which FHFA has considered alternative proposed rules, sets forth FHFA’s responses to issues raised in the comments, presents the proposed rule and alternatives FHFA is considering, and invites comments from the public.

DATES: Written comments must be received on or before July 30, 2012.

Public Comments

Below are a compilation of public comments made on this publication.

162 items

CSV

Date Sort ascending	First Name	Last Name	Organization	Comment
09/11/12	David H.	Goldsmith	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	David	Morell	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Debra	Rowe	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Diana	Koster	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Diane	Foulds	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Douglas	Gregory	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Mary	Picardi	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Ellen	Seh	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Evan	Lloyd	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Fred	Kirsch	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Harvey	Eder	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Harvey	Versteeg	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Horace	Albaugh	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	James	Cunningham	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Jason	Schaefer	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Jim	Steitz	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Joan	Bernier	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Joe	Salazar	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	John	Arensmeyer	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Jon	Aries	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Judith Adele	Combs	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Kara	Taddei	Solar Works	View Comment Email: N/A Attachment: View Attachment
09/11/12	Karen	Giacopuzzi	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Katherine	Delanoy	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Tom	Faust	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Linda Olson	Pehlke	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Linda	Yow	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Marianne	Flanagan	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Walter	Chang	Blue Sky Technologies USA	View Comment Email: N/A Attachment: View Attachment
09/11/12	Mark	Barkan	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Mark	Juedeman	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Mark	Kinnucan	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Mark	Payton	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Mary	Keitelman	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Michael	Flanagan	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Michelle	Cormier	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Phyl	Morello	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Robert	Rafson	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Roger	Smith	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Roger	Young	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Sandra	Patterson	N/A	View Comment Email: N/A Attachment: View Attachment
09/11/12	Steve	O'Rourke	Microgrid Energy	View Comment Email: N/A Attachment: View Attachment
09/11/12	Terry Ellen	Robinson	Natural Resources Defense Council on behalf of Terry Ellen Robinson	View Comment Email: N/A Attachment: View Attachment
09/11/12	Nathan	Ratledge	Princeton	View Comment Email: N/A Attachment: View Attachment
09/11/12	Matthew D.	Rudikoff	Matthew D. Rudikoff Associates, Inc.	View Comment Email: N/A Attachment: View Attachment
08/15/12	Brian	Nestande	California State Assembly	Bill Emmerson, United States Senate. View Comment Email: N/A Attachment: View Attachment
08/15/12	Don	Schweitzer	City of Brea, California	View Comment Email: N/A Attachment: View Attachment
08/15/12	Kelsey	DeForge	City of Beaumont	View Comment Email: N/A Attachment: View Attachment
08/13/12	Kyle	Peczynski	Great Lakes Environmental Law Center	View Comment Email: N/A Attachment: View Attachment
08/08/12	Micah	Bloomfield	Stroock & Stroock & Lavan LLP	View Comment Email: N/A Attachment: View Attachment