Private Transfer Fee Covenants

FOR FURTHER INFORMATION CONTACT: Peggy K. Balsawer, Assistant General Counsel, (202) 343–1529 (not a toll-free number), Federal Housing Finance Agency, Office of General Counsel, Fourth Floor, 1700 G Street, NW., Washington, DC 20552. If you are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services. Additionally, the TDD 1-(800) number referenced in Rulemaking documents attached to this page is obsolete and the 7-1-1 number should be used.

SUMMARY: The Federal Housing Finance Agency (FHFA) is proposing to issue a Guidance,"Guidance on Private Transfer Fee Covenants," to the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac) (collectively, the Enterprises), and the Federal Home Loan Banks (the Banks) that the entities it regulates should not deal in mortgages on properties encumbered by private transfer fee covenants. Such covenants appear adverse to liquidity, affordability and stability in the housing finance market and to financially safe and sound investments. This proposed Guidance would extend to mortgages and securities held by the Banks as investments or as collateral for advances and to mortgages and securities held or guaranteed by the Enterprises.

DATES: Interested persons may submit comments on or before October 15, 2010.

Public Comments

Below are a compilation of public comments made on this notice.

2649 items

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Date Sort ascending	First Name	Last Name	Organization	Comment
10/12/10	Sheila	Spencer	Natural Resources Defense Council on behalf of Sheila Spencer	View Comment Email: N/A Attachment: View Attachment
10/12/10	Rick	DeGolia	Natural Resources Defense Council on behalf of Rick DeGolia	View Comment Email: N/A Attachment: View Attachment
10/12/10	Leah	Ortiz	Natural Resources Defense Council on behalf of Leah Ortiz	View Comment Email: N/A Attachment: View Attachment
10/12/10	Kim	Vespa	Natural Resources Defense Council on behalf of Kim Vespa	View Comment Email: N/A Attachment: View Attachment
10/12/10	Millicent	Cox	Natural Resources Defense Council on behalf of Millicent Cox	View Comment Email: N/A Attachment: View Attachment
10/12/10	David	Jones	Natural Resources Defense Council on behalf of David Jones	View Comment Email: N/A Attachment: View Attachment
10/12/10	Brian	Johnson	Natural Resources Defense Council on behalf of Brian Johnson	View Comment Email: N/A Attachment: View Attachment
10/12/10	Inês	Guerra	Natural Resources Defense Council on behalf of Inês Guerra	View Comment Email: N/A Attachment: View Attachment
10/12/10	Tina	Holt	Natural Resources Defense Council on behalf of Tina Holt	View Comment Email: N/A Attachment: View Attachment
10/12/10	Elisabeth M.	Odegard	Prudential Gary Greene, Realtors	View Comment Email: N/A Attachment: View Attachment
10/12/10	Charlie	Summers	N/A	View Comment Email: N/A Attachment: View Attachment
10/12/10	Tim & Adrienne	Olson	DC Ranch	View Comment Email: N/A Attachment: View Attachment
10/12/10	Lindsay	Mugglestone	Natural Resources Defense Council on behalf of Lindsay Mugglestone	View Comment Email: N/A Attachment: View Attachment
10/12/10	Nathan	Gheen	Natural Resources Defense Council on behalf of Nathan Gheen	View Comment Email: N/A Attachment: View Attachment
10/12/10	Kelly	Garbato	Natural Resources Defense Council on behalf of Kelly Garbato	View Comment Email: N/A Attachment: View Attachment
10/12/10	Carter	Schroy	Natural Resources Defense Council on behalf of Carter Schroy	View Comment Email: N/A Attachment: View Attachment
10/12/10	Steve	Freedman	Natural Resources Defense Council on behalf of Steve Freedman	View Comment Email: N/A Attachment: View Attachment
10/12/10	Bonnie	Freeman	Natural Resources Defense Council on behalf of Bonnie Freeman	View Comment Email: N/A Attachment: View Attachment
10/12/10	Shelley	Hyatt	Natural Resources Defense Council on behalf of Shelley Hyatt	View Comment Email: N/A Attachment: View Attachment
10/12/10	John	Clegg	Natural Resources Defense Council on behalf of John Clegg	View Comment Email: N/A Attachment: View Attachment
10/12/10	Liza	Wolff	Natural Resources Defense Council on behalf of Liza Wolff	View Comment Email: N/A Attachment: View Attachment
10/12/10	Robert	Seltzer	Natural Resources Defense Council on behalf of Robert Seltzer	View Comment Email: N/A Attachment: View Attachment
10/12/10	Brenda	Sherman	Natural Resources Defense Council on behalf of Brenda Sherman	View Comment Email: N/A Attachment: View Attachment
10/12/10	Michele E.	Skupic	Chicago Title Company, Northern CA Division	View Comment Email: N/A Attachment: View Attachment
10/12/10	Linda	Faler	Natural Resources Defense Council on behalf of Linda Faler	View Comment Email: N/A Attachment: View Attachment
10/12/10	Michelle	Dougherty	Natural Resources Defense Council on behalf of Michelle Dougherty	View Comment Email: N/A Attachment: View Attachment
10/12/10	GP	Kollarson	Natural Resources Defense Council on behalf of GP Kollarson	View Comment Email: N/A Attachment: View Attachment
10/12/10	Terri	Tuttle	Natural Resources Defense Council on behalf of Terri Tuttle	View Comment Email: N/A Attachment: View Attachment
10/12/10	Linda	Faulhaber	Natural Resources Defense Council on behalf of Linda Faulhaber	View Comment Email: N/A Attachment: View Attachment
10/12/10	Shannon	Martinez	Golden Empire Mortgage (GEM)	View Comment Email: N/A Attachment: View Attachment
10/12/10	Mrs. Walston	Caroline	Natural Resources Defense Council on behalf of Walston Caroline	View Comment Email: N/A Attachment: View Attachment
10/12/10	Ms. Lowry	Bass	Natural Resources Defense Council on behalf of Lowry Bass	View Comment Email: N/A Attachment: View Attachment
10/12/10	Marilynn	Smith	Natural Resources Defense Council on behalf of Marilynn Smith	View Comment Email: N/A Attachment: View Attachment
10/12/10	Keira	Sealy	Natural Resources Defense Council on behalf of Keira Sealy	View Comment Email: N/A Attachment: View Attachment
10/12/10	Jennifer	Reiner	Natural Resources Defense Council on behalf of Jennifer Reiner	View Comment Email: N/A Attachment: View Attachment
10/12/10	Larry	Lubin	N/A	View Comment Email: N/A Attachment: View Attachment
10/12/10	Ronald	Cottrell	Natural Resources Defense Council on behalf of Ronald Cottrell	View Comment Email: N/A Attachment: View Attachment
10/12/10	DS	Powell	Natural Resources Defense Council on behalf of DS Powell	View Comment Email: N/A Attachment: View Attachment
10/12/10	Merl & Judy	Collins	Natural Resources Defense Council on behalf of Merl and Judy Collins	View Comment Email: N/A Attachment: View Attachment
10/12/10	Kendall	Linzee	Natural Resources Defense Council on behalf of Kendall Linzee	View Comment Email: N/A Attachment: View Attachment
10/12/10	Jaquelyn	Chagnon	Natural Resources Defense Council on behalf of Jaquelyn Chagnon	View Comment Email: N/A Attachment: View Attachment
10/12/10	Trent	Wilfinger	DC Ranch	View Comment Email: N/A Attachment: View Attachment
10/12/10	Lawrence	Scrima	Natural Resources Defense Council on behalf of Lawrence Scrima	View Comment Email: N/A Attachment: View Attachment
10/12/10	John	Roberts	Natural Resources Defense Council on behalf of John Roberts	View Comment Email: N/A Attachment: View Attachment
10/12/10	David T.	Lennon	Hofmann Land Development Company	View Comment Email: N/A Attachment: View Attachment
10/12/10	Yanula	Pengenika	Natural Resources Defense Council on behalf of Yanula Pengenika	View Comment Email: N/A Attachment: View Attachment
10/12/10	Julie	Beer	Natural Resources Defense Council on behalf of Julie Beer	View Comment Email: N/A Attachment: View Attachment
10/12/10	Martin	Stein	N/A	View Comment Email: N/A Attachment: View Attachment
10/12/10	Diane	Wessing	Natural Resources Defense Council on behalf of Diane Wessing	View Comment Email: N/A Attachment: View Attachment
10/12/10	Rob.	Davidson	Thompson Development, Inc.	view Comment Email: N/A Attachment: View Attachment

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