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General

Enterprises’ Single-Family Mortgage Pricing Framework

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Public Comments

Below are a compilation of public comments made on this topic.

172 items

CSV

Date Sort ascending	First Name	Last Name	Organization	Comment
05/17/23	Kevin	Kostoff	NOVA Home Loans	LLPA's are the most discriminatory thing I have ever seen FHFA… Email: kevin.kostoff@novahomeloans.com Attachment: N/A
05/17/23	Tammy	Balentine	SWBC Mortgage	This has been completely an unimaginable and unexplainable adjustment… Email: tbalentine@swbc.com Attachment: N/A
05/17/23	Yuanli	Chang	Network Funding LP	Thank you for the opportunity to provide input on the probable… Email: sam.chang@nflp.com Attachment: N/A
05/17/23	Michael	Cauley	Personal	The beginning of any of these conversations is the return to Fannie… Email: mecauley@msn.com Attachment: N/A
05/17/23	Laura	Triplett	Atlantic Coast Mortgage	Instead of adjusting LLPAs up and down for different categories, how… Email: ltriplett@acmllc.com Attachment: N/A
05/17/23	Familee	Mang	FamilyMang1 LLC	This request for input allows stakeholders to address the bigger… Email: famileemang@gmail.com Attachment: N/A
05/17/23	Thomas	Giles	Mutual Of Omaha Mortgage	All of these upfront fees are killing people as rates are already… Email: ggiles@mutualmortgage.com Attachment: N/A
05/17/23	Sarah	Sambrano	Network Funding, LP	hank you for the opportunity to provide input on the probable impacts… Email: sarah@vistaaustin.com Attachment: N/A
05/17/23	BRIAN	COMER	Movement Mortgage	Its time for Fannie/Freddie to be released. Email: BRIANTCOMER@GMAIL.COM Attachment: N/A
05/17/23	david	jaffe	Guaranteed Rate	The additional LLPA fees charged to borrowers with higher credit… Email: davidjaffe210@gmail.com Attachment: N/A
05/16/23	Jason	Griesser	Guaranteed Rate	I am writing to express my views regarding the Loan Level Pricing… Email: jason.griesser@rate.com Attachment: N/A
05/16/23	Jeffrey	Morelli	Caliber Home Loan Inc	There are several reasons i think the current LLPA's structure… Email: jeff.morelli@caliberhomeloans.com Attachment: N/A
05/16/23	Jeff	Shealey	AnnieMac Home Mortgage	With the change in LLPA's I have seen massive changes for my… Email: jshealey@annie-mac.com Attachment: N/A
05/16/23	Jeffrey	Henderson	Method Mortgage	The FHFA's new LLPA's have been detrimental to my clients… Email: jhenderson@methodmortgage.com Attachment: N/A
05/16/23	Greg	Hill	U.S. Bank	With inventory as limited as it's ever been, it continues to be… Email: gregory.hill1@usbank.com Attachment: N/A
05/16/23	cory	owen	Regions Bank	Penalizing those that have higher credit scores and rewarding those… Email: cory.owen@yahoo.com Attachment: N/A
05/16/23	Troy	Gamble	Fairway Independent Mortgage Corp	Any LLPA adjusters should be based solely on the risk profile only.… Email: troy.gamble@fairwaymc.com Attachment: N/A
05/16/23	Carrie	Cubine	Towne Mortgage	Rising rates have already affected many buyers searching for a new… Email: carrie.cubine@townemortgage.us Attachment: N/A
05/16/23	Travis	Howard	Waterstone Mortgage	Adding cost for borrowers who have higher credit scores doesn't… Email: thoward@Waterstonemortgage.com Attachment: N/A
05/16/23	Cynthia	Nunez	Guild Mortgage Company, LLC	Affordability in California is at an all time low. The Area Medium… Email: cnunez@guildmortgage.net Attachment: N/A
05/16/23	Richard	Jefferson	Network Funding	Thank you for the opportunity to provide input on the probable… Email: richard.jefferson@nflp.com Attachment: N/A
05/16/23	Jason	Ashe	Guaranteed Rate	I am writing to express my views regarding the Loan Level Pricing… Email: jason.ashe@rate.com Attachment: N/A
05/16/23	ROSE	SPICE	NETWORK FUNDING LP	Increasing LLPA’s a G-Fees is a bad idea because: Affordability:… Email: ROSE.SPICE@TRIUMPHLENDING.COM Attachment: N/A
05/16/23	Jordan	Meier	Network Funding	Increasing LLPA’s a G-Fees is a bad idea because: Affordability:… Email: jordan.meier@nflp.com Attachment: N/A
05/16/23	Tania	Smith	Network Funding	Increasing LLPA’s and G-Fees is a bad idea because: Affordability:… Email: tania.smith@nflp.com Attachment: N/A
05/16/23	Patrick	Purcell	Network Funding LP	Thank you for the opportunity to provide input on the probable… Email: patrick.purcell@nflp.com Attachment: N/A
05/16/23	judd	amundson	Network Funding	Thank you for the opportunity to provide input on the probable… Email: judd.amundson@nflp.com Attachment: N/A
05/16/23	Mark	Smtih	Network Funding	Increasing LLPA’s a G-Fees is a bad idea because: Affordability:… Email: mark.smith@nflp.com Attachment: N/A
05/16/23	Alexa	Maurice	Network Funding, LP	Increasing LLPA’s a G-Fees is a bad idea because: Affordability:… Email: alexa.hyde@nflp.com Attachment: N/A
05/16/23	Cheryl	Holston	Network Funding	Thank you for the opportunity to provide input on the probable… Email: chreryl.holston@nflp.com Attachment: N/A
05/16/23	Jordan	Lawrence	Network Funding	Thank you for the opportunity to provide input on the probable… Email: jordan.lawrence@nflp.com Attachment: N/A
05/16/23	Laura	Contreras	Crosswalk Mortgage	Please consider removing or dialing back the recent LLPA's added… Email: laura@crosswalkmtg.com Attachment: N/A
05/16/23	MARK	LABOUCHARDIERE	NETWORK FUNDINMG LP	Thank you for the opportunity to provide input on the probable… Email: mark.lab@triumohlending.com Attachment: N/A
05/16/23	Dana	Agee	Network Funding	Dear Members of the FHFA, Thank you for the opportunity to provide… Email: dana.agee@nflp.com Attachment: N/A
05/16/23	Billi	West	MiMortgage	Increasing LLPA’s a G-Fees is a bad idea because: Affordability:… Email: billi@mimortgageloan.com Attachment: N/A
05/16/23	Katherine	FAWCETT	Network Funding, LP	hank you for the opportunity to provide input on the probable impacts… Email: kati.fawcett@nflp.com Attachment: N/A
05/16/23	Sandra	Hines	Network Funding LP	Thank you for the opportunity to provide input on the probable… Email: sandra@mimortgageloan.com Attachment: N/A
05/16/23	Alex	Wood	Gulf Coast Bank and Trust	While I understand the business model of better rates for higher… Email: alexwood@gulfbank.com Attachment: N/A
05/16/23	Jimmie	Darland	Network Funding LP	Thank you for the opportunity to provide input on the probable… Email: jimmie.darland@nflp.com Attachment: N/A
05/16/23	Justin	Grimm	Network Funding, LP	Thank you for the opportunity to provide input on the probable… Email: justin.grimm@nflp.com Attachment: N/A
05/16/23	Rudy	Vargas	Triumph Lending	Increasing LLPA’s a G-Fees is a bad idea because: Affordability:… Email: rudy.vargas@triumphlending.com Attachment: N/A
05/16/23	Jason	Allen	Network Funding LLC	Thank you for the opportunity to provide input on the probable… Email: Jason@CallJasonNow.com Attachment: N/A
05/16/23	Kimberly	Walker	Network Funding	Thank you for the opportunity to provide input on the probable… Email: kim@mimortgageloan.com Attachment: N/A
05/16/23	Bob	Orlando	Network Funding. LP	Thank you for the opportunity to provide input on the probable… Email: bob.orlando@nflp.com Attachment: N/A
05/16/23	Chad	Hansen	HCG Marketing Inc	The LLPA's recently released and those going back to the second… Email: chad@mohavemortgages.com Attachment: N/A
05/16/23	Sara	Zeynali	Network Funding, LP	The impact of increased LLPAs and G-Fees on the housing market can… Email: sara@mimortgageloan.com Attachment: N/A
05/16/23	Arthur	Verbit	Guaranteed Rate	Loan level price adjustments should be based on the risk of the… Email: art.verbit@rate.com Attachment: N/A
05/16/23	Jonathan	Bonck	Bonck & Baker Mortgage Group, DBA of Network Fundi	Thank you for the opportunity to provide input on the probable… Email: jonathan.bonck@nflp.com Attachment: N/A
05/16/23	Amy	Killebrew	Network Funding, LP	Increasing LLPA’s a G-Fees is a bad idea because: Affordability:… Email: amy.killebrew@nflp.com Attachment: N/A
05/16/23	Sara	Wiggins	Network Funding, LP	Increasing LLPA’s a G-Fees is a bad idea because: Affordability:… Email: sara.wiggins@nflp.com Attachment: N/A