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Publication Details
Type
Proposed Rulemaking
Document Number
2025-19428
Federal Register Publish Date
10/02/2025
Comment Open Date
10/02/2025
Comment End Date
11/03/2025
Comment Status
Open
Rulemaking Details
Rulemaking

2026-2028 Enterprise Housing Goals

Date
10/02/2025
Number
RIN-2590-AB59
Group
Fannie Mae
Federal Home Loan Banks
Freddie Mac
CFR
12 CFR Parts 1209, 1281, 1282
CFR Description
12 CFR Part 1209—Rules of Practice and Procedure; 12 CFR Part 1281—Federal Home Loan Bank Housing Goals; 12 CFR Part 1282 - Enterprise Housing Goals and Mission

2026-2028 Enterprise Housing Goals Proposed Rule

Contact Information

FOR FURTHER INFORMATION CONTACT:  For general questions, please contact MediaInquiries@FHFA.gov. For technical questions, please contact Leda Bloomfield, Senior Associate Director, Office of Affordable Housing and Community Investment, Division of Housing Mission and Goals, 202-649-3415, Leda.Bloomfield@fhfa.gov; Siobhan Kelly, Senior Associate Director, Office of Multifamily Analytics and Policy, Division of Housing Mission and Goals, 202-649-3142, Siobhan.Kelly@fhfa.gov; or Elena Hoffman, Honors Counsel, Office of General Counsel, 202-649-3511, Elena.Hoffman@fhfa.gov. These are not toll-free numbers. The mailing address is: Federal Housing Finance Agency, 400 Seventh Street, SW, Washington, DC 20219. For TTY/TRS users with hearing and speech disabilities, dial 711 and ask to be connected to any of the contact numbers above.

Summary

SUMMARY:  The Federal Housing Finance Agency (FHFA) is issuing a proposed rule and requesting comments on the housing goals for Fannie Mae and Freddie Mac (the Enterprises) for 2026 through 2028 as required by the Federal Housing Enterprises Financial Safety and Soundness Act of 1992. The proposed rule establishes benchmark levels for the housing goals for 2026 through 2028. The proposed rule replaces the two area-based subgoals with one low-income areas subgoal, simplifies the goal determination process, clarifies inflation adjustments to maximum civil money penalties related to housing goals, and makes other technical changes. 

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