2025-2027 Enterprise Housing Goals

Date

08/22/2024

Number

RIN-2590-AB34

Group

Fannie Mae

Freddie Mac

CFR

12 CFR Part 1282

CFR Description

ENTERPRISE HOUSING GOALS AND MISSION

2025-2027 Enterprise Housing Goals

FOR FURTHER INFORMATION CONTACT: For general questions, please contact MediaInquiries@FHFA.gov. For technical questions, please contact Ted Wartell, Associate Director, Housing & Community Investment, Division of Housing Mission and Goals, (202) 649-3157, Ted.Wartell@fhfa.gov; Padmasini Raman, Supervisory Policy Analyst, Housing & Community Investment, Division of Housing Mission and Goals, (202) 649-3633, Padmasini.Raman@fhfa.gov; or Carey Whitehead, Assistant General Counsel, (202) 649-3630, Carey.Whitehead@fhfa.gov. These are not toll-free numbers. The mailing address is: Federal Housing Finance Agency, 400 Seventh Street, SW, Washington, DC 20219. For TTY/TRS users with hearing and speech disabilities, dial 711 and ask to be connected to any of the contact numbers above.

SUMMARY: The Federal Housing Finance Agency (FHFA) is issuing a proposed rule and requesting comments on the housing goals for Fannie Mae and Freddie Mac (the Enterprises) for 2025 through 2027 as required by the Federal Housing Enterprises Financial Safety and Soundness Act of 1992. The housing goals and subgoals include separate categories for single-family and multifamily mortgages on housing affordable to low-income and very low-income families, among others. The proposed rule also includes criteria for when housing plans would be required for 2025-2027, and it makes several technical changes to enhance clarity and conform the regulation to existing practice.

DATES: Interested persons may submit comments on or before October 28, 2024.

Public Comments

Below are a compilation of public comments made on this publication.

41 items

CSV

Date Sort ascending	First Name	Last Name	Organization	Comment
11/13/24	Members of Congress	Members of Congress	Congress, U.S. House of Representatives	See attached. Email: N/A Attachment: View Attachment
11/06/24	FHFA Meeting Summary	FHFA Meeting Summary	FHFA Meeting Summary – National Association of Hispanic Real Estate Professionals (NAHREP)	See attached summary of FHFA meeting with NAHREP on November 6, 2024. Email: N/A Attachment: View Attachment
11/04/24	FHFA Meeting Summary	FHFA Meeting Summary	FHFA Meeting Summary – National Fair Housing Alliance (NFHA)	See attached summary of FHFA meeting with NFHA on November 4, 2024. Email: N/A Attachment: View Attachment
10/28/24	Lydia X. Z.	Brown	National Disability Institute	Please see attached. Email: lbrown@ndi-inc.org Attachment: View Attachment
10/28/24	Maureen	Yap	National Fair Housing Alliance	National Fair Housing Alliance et al Comment Email: myap@nationalfairhousing.org Attachment: View Attachment
10/28/24	Daniel	Janzow	Lincoln Insitute of Land Policy	Please find attached a comment on behalf of members of the Underserved… Email: djanzow@lincolninst.edu Attachment: View Attachment
10/28/24	Sam	Lee	Inclusiv	Please see attached Email: slee@inclusiv.org Attachment: View Attachment
10/28/24	Sasha	Hewlett	Mortgage Bankers Association	Please see attached comments. Email: shewlett@mba.org Attachment: View Attachment
10/28/24	Sara	Taylor	DHI Mortgage Company	DHI Mortgage is highly supportive of the mission to expand homeownersh… Email: staylor@dhimortgage.com Attachment: View Attachment
10/28/24	Scott	Olson	CHLA	See attached comment letter Email: scottolson@communitylender.org Attachment: View Attachment
10/28/24	Mark	Weiss	Manufactured Housing Association for Regulatory Reform (MHARR)	See attached comment letter. Email: N/A Attachment: View Attachment
10/28/24	Greg	Zagorski	National Council of State Housing Agencies	Attached please find the National Council of State Housing Agencies… Email: gzagorski@ncsha.org Attachment: View Attachment
10/28/24	Dana	Gould	Freddie Mac	Please see the attached Comments/RIN 2590-AB34 (Enterprise Housing Goa… Email: dana_gould@freddiemac.com Attachment: View Attachment
10/28/24	Megan	Booth	MBA	See attached comments from the Mortgage Bankers Association on the mul… Email: mbooth@mba.org Attachment: View Attachment
10/28/24	Star	Moffatt, CEO of Moffatt Media	Moffatt Media	FHFA “CEASE & DESIST ILLEGALLY WITHHOLDING DIVIDENDS” DOES NOT CON… Email: star@moffattmedia.com Attachment: View Attachment
10/27/24	Sharon	Cornelissen	Consumer Federation of America	CFA's comment on the 2025-2027 Enterprise Housing Goals is attach… Email: scornelissen@consumerfed.org Attachment: View Attachment
10/27/24	Lee	Brown	PGFWABF	Hello there, Please consider increasing the Fannie Mae & Freddie M… Email: toughskins76@aol.com Attachment: N/A
10/25/24	John	Burley	Fannie Mae	Please see attached comment letter of Fannie Mae. Email: john_d_burley@fanniemae.com Attachment: View Attachment
10/25/24	Lesli	Gooch	Manufactured Housing Institute	Hello. Please find attached the Manufactured Housing Institute's… Email: lgooch@mfghome.org Attachment: View Attachment
10/25/24	Paul	Manchester	Retired from FHFA	PAUL MANCHESTER, Ph.D. Paulbmanchester@hotmail.com Regulatory inforati… Email: paulbmanchester@hotmail.com Attachment: View Attachment
10/24/24	Star	Moffatt, CEO of Moffatt Media	Moffatt Media	SUSPEND (FHFA) 2025-2027 Enterprise Housing Goals for citing bad law (… Email: star@moffattmedia.com Attachment: View Attachment
10/21/24	Josh	Silver	NCRC	To Whom it May Concern: Please accept the attached as NCRC's comm… Email: jsilver97@gmail.com Attachment: View Attachment
10/21/24	Nick	Tsimortos	Arnall Golden Gregory LLP	The attached is being sent on behalf of the Council for Affordable and… Email: nick.tsimortos@agg.com Attachment: View Attachment
10/18/24	Christina	Manglicmot	N/A	I feel that this proposal will significantly improve clarity and will… Email: N/A Attachment: N/A
10/16/24	Star	Moffatt	Moffatt Media	Taxpayer’s … OPPOSE (FHFA) 2025-2027 Benchmark Housing Goals Omits 16… Email: star@moffattmedia.com Attachment: View Attachment
10/06/24	CHERYL	DIXON ROBERSON	Nasdaq Inc.	AS ENTERPRISE HOUSING OWNER I SEE THE NEED FOR HIGHER PERCENTAGES IN A… Email: nasdaqowner8@gmail.com Attachment: N/A
09/30/24	liusva	rodriguez	N/A	2590-AB34 To whom it may concern, I disagree with the 2% benchmark for… Email: liusvarodriguez@gmail.com Attachment: N/A
09/24/24	skyler	mohr	N/A	The LI 5-50 goal should be kept at 2.50% because this ensures that wor… Email: N/A Attachment: N/A
09/19/24	FHFA Meeting Summary	FHFA Meeting Summary	FHFA Meeting Summary - Consumer Federation of American Lender Roundtable (CFA)	See attached summary of FHFA meeting with CFA Roundtable on September… Email: N/A Attachment: View Attachment
09/13/24	FHFA Meeting Summary	FHFA Meeting Summary	FHFA Meeting Summary - UnidosUS	See attached summary of FHFA meeting with UnidosUS on September 13, 20… Email: N/A Attachment: View Attachment
09/12/24	FHFA Meeting Summary	FHFA Meeting Summary	FHFA Meeting Summary - National Community Reinvestment Coalition (NCRC).	See attached summary of FHFA meeting with NCRC on September 12, 2024. Email: N/A Attachment: View Attachment
09/11/24	Nico	Sintichakis	N/A	Respectfully, with Fannie & Freddie being in conservatorships for… Email: nicosintichakis@gmail.com Attachment: N/A
09/10/24	FHFA Meeting Summary	FHFA Meeting Summary	FHFA Meeting Summary - Urban Institute	See attached summary of FHFA meeting with Urban Institute on September… Email: N/A Attachment: View Attachment
09/06/24	FHFA Meeting Summary	FHFA Meeting Summary	FHFA Meeting Summary - Asian Real Estate Association (AREAA)	See attached summary of FHFA meeting with AREAA on September 6, 2024. Email: N/A Attachment: View Attachment
09/06/24	FHFA Meeting Summary	FHFA Meeting Summary	FHFA Meeting Summary - National Council of State Housing Agencies (NCSHA)	See attached summary of FHFA meeting with NCSHA on September 6, 2024. Email: N/A Attachment: View Attachment
09/04/24	FHFA Meeting Summary	FHFA Meeting Summary	FHFA Meeting Summary - National Fair Housing Alliance (NFHA)	See attached summary of FHFA meeting with NFHA on September 4, 2024. Email: N/A Attachment: View Attachment
09/04/24	FHFA Meeting Summary	FHFA Meeting Summary	FHFA Meeting Summary - National Association of Real Estate Brokers (NAREB)	See attached summary of FHFA meeting with NAREB on Sepember 4, 2024. Email: N/A Attachment: View Attachment
08/29/24	Brad	Lake	N/A	I support the categorical separation of single-family and multi-family… Email: lakebra1@gmail.com Attachment: N/A
08/27/24	Demetrius	Roberts	N/A	I strongly endorse these benchmark levels proposed by the FHFA. As a d… Email: demetrius8404@icloud.com Attachment: N/A
08/26/24	John	Meussner	MMCD	To whom it may concern - upon review of FHFAs enterprise housing goals… Email: jjmeussner@gmail.com Attachment: N/A
08/22/24	John	Smith	N/A	Dear FHFA: I am writing to express my concerns regarding the recent pr… Email: N/A Attachment: N/A