This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2016 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2018 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector.
Meet the experts...
Key Topics pages provide information about FHFA's work on a range of issues facing the nation and highlight the most relevant related news releases, reports, statements and web pages on the respective topics.
The Honorable Melvin L. Watt of Charlotte, NC sworn in on January 6, 2014 to a 5-year term as the first Senate-confirmed Director of FHFA.
Read more about Director Watt
Rulemaking is the process we use to create regulations. It is designed to ensure the public is informed of proposed rules, has the opportunity to comment on them, and have access to the rulemaking record.
Give us your comment - visit
Open for Comment or Input
Advance Notice of Proposed Rulemaking.
In this optional step, we publish initial analysis of the subject and ask for public comment.
The proposed regulatory language is published in the Federal Register, including justification and analysis behind the rule as well as our response to any advance public comment.
After publication in the Federal Register, a public comment period begins. Depending on the complexity of the rule, comment periods could be for 30 to 60 days, or even as much as 180 days.
After the comment period, we publish our response to issues raised by public comments and an updated analysis and justification for the rule, including and analysis of any new information from public comments.
In some cases, we may publish a second draft proposed rule. This and any subsequent drafts also appear in the Federal Register.
Once we have analyzed and satisfied public concerns on every draft, the rule can be found by clicking Rules & Notices and is published in the Code of Federal Regulations.
Key legislation related to FHFA, the regulated entities and our predecessor agencies is detailed under
Key Legislation on
e-CFR is a regularly updated, unofficial editorial compilation of CFR material and Federal Register amendments produced by the National Archives and Records Administration's Office of the Federal Register and the Government Printing Office.
Title 12 - Banks and Banking includes CFR materials for Federal Housing Finance Agency.
Federal Housing Finance Agency - parts
Additionally, CFR materials for our predecessor agencies can be found:
Federal Housing Finance Board - parts
Office of Federal Housing Enterprise Oversight & Department of Housing and Urban Development - parts
© 2018 Federal Housing Finance Agency