Strategic Plan for Enterprise Conservatorships

Published: 02/21/2012

Since establishing conservatorships for Fannie Mae and Freddie Mac (the Enterprises) in 2008, the Federal Housing Finance Agency (FHFA) and the Enterprises have focused on three key goals:

mitigating Enterprise losses, which ultimately accrue to taxpayers;
ensuring families have access to mortgages to buy a home or refinance an existing mortgage; and
offering borrowers in trouble on their mortgage an opportunity to modify their loan or otherwise avoid foreclosure.