Published:
03/13/2013
Attachments:
Refinance Report - December 2012
This report provides monthly data and analysis on mortgage rates, refinance volume, and Home Affordable Refinance Program (HARP) volume by state, LTV buckets and other measures.
Report Highlights
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December refinance volume fell compared to November, as November volume rose in advance of a 10 basis point guarantee fee increase that took effect starting December 1, 2012.
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HARP volume represented 22 percent of total refinance volume in the fourth quarter of 2012.
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Year-to-date through December 2012, 1,074,755 refinances were completed through HARP, bringing the total refinances through HARP from the inception of the program to 2,165,021.