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Publication Details

Type
Proposed Rulemaking
Document Number
2026-12750
Federal Register Publish Date
06/24/2026
Comment Open Date
06/24/2026
Comment End Date
07/24/2026
Comment Status
Open

Rulemaking Details

Rulemaking

Enterprise Duty to Serve Underserved Markets Amendments

Published Date
06/24/2026
Number
RIN-2590-AB64
Group
Fannie Mae
Federal Home Loan Banks
Freddie Mac
CFR
12 CFR Parts 1282 and 1283
CFR Description
12 CFR Part 1282 - Enterprise Housing Goals and Mission
12 CFR Part 1283 - Enterprise Duty to Serve Underserved Markets

Enterprise Duty to Serve Underserved Markets Amendments Proposed Rule

Contact Information

FOR FURTHER INFORMATION CONTACT:  For general questions, please contact . For technical questions, please contact Leda Bloomfield, Senior Associate Director, Office of Affordable Housing and Community Investment, Division of Housing Mission and Goals, 202-649-3415, ; Marcea Barringer, Supervisory Policy Analyst, Office of Affordable Housing and Community Investment, Division of Housing Mission and Goals, 202-308-1089, , or Dinah Knight, Assistant General Counsel, Office of General Counsel, (202) 748-7801, . These are not toll-free numbers. The mailing address is: Federal Housing Finance Agency, 400 Seventh Street SW, Washington, DC 20219. For TTY/TRS users with hearing and speech disabilities, dial 711 and ask to be connected to any of the contact numbers above.

 

Summary

SUMMARY:  The Federal Housing Finance Agency (FHFA or Agency) proposes to rescind its regulation on Duty to Serve Underserved Markets and replace it with a new rule. If adopted as proposed, the new rule would enable the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (collectively, the Enterprises) to better serve the needs of very low-, low-, and moderate-income families in the manufactured housing, affordable housing preservation, and rural housing markets through greater innovation and with less administrative burden.

DATES: FHFA will accept written comments on the proposed rule on or before July 24, 2026.

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This notice is provided pursuant to the Privacy Act of 1974 (Privacy Act), as amended, 5 U.S.C. § 552a. The collection of information is to process and/or respond to your complaint, appeal , inquiry, request for information, to review and post comments on proposed rules/regulations, to review feedback received on FHFA proposed or implemented initiatives, and to compile a list of potential vendors and contractors. The records are used in accordance with Systems of Records Notices (SORN), FHFA-3 Correspondence Tracking System, FHFA-20 Telecommunications System, and FHFA-22 Online Forms. You can view these SORNs by clicking here and here and here. Although providing this information is voluntary, failure to provide the requested information may result in your complaint, appeal, inquiry, request, comment, or feedback not being processed and may make it more difficult for FHFA to respond to you.

Public Comments people-icon

Below are a compilation of public comments made on this publication.

2 items
Date Sort ascending First Name Last Name Organization Comment
06/25/26 Anonymous Anonymous N/A
Thank you for the opportunity to provide comments on the Federal Housi…
Email: N/A
Attachment: N/A
06/24/26 Anonymous Anonymous N/A
A program addressing the requirement for the needs of very low-, low-,…
Email: N/A
Attachment: N/A