The agency’s Comprehensive Data Inventory is published in compliance with statute and Office of Management and Budget guidance. The inventory also provides links to the list of data elements and variables for each data asset where allowable and practicable. Information available on this page may be expanded over time. The full downloadable files contain all published metadata for each data asset while the table below contains the data asset name, a description, and data variable and element descriptions where publicly available.
Comprehensive Data Inventory: Excel file [XLSX] | JSON file [JSON]
Comprehensive Data Inventory | ||
|---|---|---|
Data Asset | Description | Data Documentation |
| Access to Facilities and IT Systems | Data related to physical access and data related to usage. | Not Available |
| Accountable Property Inventory | Inventory of FHFA capitalized and sensitive property. | Not Available |
| Annual Enterprise Certified Regulatory Data Submission | "Annual Enterprise Certified Housing Goals, Duty to Serve, and Public Use Database Submission". Loan-level data submitted on an annual basis that feeds housing goals, Duty to Serve, and Public Use Database. | Not Available |
| Annual Housing Report | This Annual Housing Report (Report) describes the affordable housing activities of the Enterprises and meets the reporting requirements of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992. | Not Available |
| Annual No FEAR Report to Congress | This report is submitted annually to Congress, the EEOC, OPM, and the DOJ no later than 180 days after the end of each fiscal year. It provides an overview of the Agency’s EEO program including final year-end data on discrimination complaints within the fiscal year as well as analysis of trends and the Agency’s planned or taken actions to improve complaint processing | Not Available |
| Area Median Income Data | FHFA’s Area Median Income File provides data on median family incomes for areas to determine whether loans qualify to count toward FHFA’s income-based housing goals. The area median incomes (AMIs) are used for scoring mortgage purchases toward the housing goals for Fannie Mae, Freddie Mac, and the Federal Home Loan Banks. The 2024 Area Median Income File is based on median family incomes released by the U.S. Department of Housing and Urban Development (HUD) and incorporates income estimates from the Census Bureau’s American Community Survey (ACS) | Not Available |
| Borrower Assistance Map | Borrower Assistance Map provides data on the performance of the Enterprises’ single-family loans and the level of assistance being provided to distressed borrowers including home retention and foreclosure alternative actions by state. | Available here |
| Community Support Requirements | See Community Support Statement Informational Form 060 1. FHLBank Member submitter information (name, work title, business email) 2. FHLBank member business mailing address, FHFA identification number and prudential regulator name and identification number 3. FHLBank Member Data, where applicable, on CRA rating compliance 4. FHLBank Member Data on activities supporting first-time homebuyer lending (15 fields) 5. Applicable attachments submitted by the FHLBank Member 6. FHFA compliance determination by FHLBank Members 7. Historical record of actions and communications between FHFA and FHLBanks | Available here |
| Conforming Loan Limit Values | Fannie Mae and Freddie Mac are restricted by law to purchasing single-family mortgages with origination balances below a specific amount, known as the “conforming loan limit” (CLL) value. Loans above this amount are known as jumbo loans. | Available here |
| County Unemployment Rates | County data runs from 1990 to December 2025. The current month is always preliminary and with each release the prior months’ rates may be adjusted, sometimes back several years. These data are not seasonally adjusted and so may differ slightly from the BLS press releases. | Not Available |
| Credit Risk Transfer Progress Report | The Report provides a comprehensive picture of how Fannie Mae and Freddie Mac (the Enterprises) transfer a substantial portion of credit risk to the private sector through a variety of transactions in both the single-family and multifamily markets. | Not Available |
| Department of Housing and Urban Development Public Use Database | Historical PUDB originally released by HUD. For a more detailed description of the underlying data, see the CDI entry for Enterprise Public Use Database. | Not Available |
| Dodd-Frank Act Stress Tests | Fannie Mae and Freddie Mac are required to conduct annual stress tests pursuant to FHFA rule 12 CFR 1238, which implements section 165(i)(2) of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”). | Not Available |
| Duty to Serve Areas of Concentrated Poverty Data | This is a census tract-based file, created annually, that provides the ACP flag based on HUD QCT and R/ECAP designations. A data dictionary is available at https://www.fhfa.gov/data/duty-to-serve/eligibility-data. | Available here |
| Duty to Serve High Opportunity Areas Data | FHFA's Duty to Serve regulation defines residential economic diversity to include Enterprise activities that support financing of mortgages in high opportunity areas. High opportunity areas for purposes of Duty to Serve, include areas designated by Housing and Urban Development (HUD) as a "Difficult Development Area" (DDA), as well as areas designated by a state local Qualified Allocation Plan as a high opportunity area, whose poverty rate is lower than the rate established by FHFA. The data set provides the specific geographies which meet the High Opportunity Areas definition. | Available here |
| Duty to Serve Indian Tribe Areas Data | This is a census tract-based file, created annually, that provides a flag based on HUD's Indian Housing Block Grant designations. A data dictionary is available at https://www.fhfa.gov/data/duty-to-serve/eligibility-data. | Available here |
| Duty to Serve Multifamily Performance Data | Public dashboard that shows MF units that meet DTS requirements that are supported by Enterprise financing. | Available here |
| Duty to Serve Rural Areas Data | This is a census tract-based file, created annually, that provides the Rural flag based on CBSAs and USDA's RUCA designations. A data dictionary is available at https://www.fhfa.gov/data/duty-to-serve/eligibility-data. | Available here |
| Duty to Serve Single Family Performance Data | Public dashboard that shows the share of Enterprise SF loans that meet DTS requirements. | Available here |
| Duty to Serve Small Financial Institutions Data | The Duty to Serve regulation defines “small financial institution” as a financial institution with less than $304 million in assets. The data set contains the list of small financial institutions that meet this definition. The list consists primarily of depository institutions, credit unions and Community Development Financial Institutions. The list does not include non-depository mortgage banks. The list also includes several Agricultural Credit Associations (ACAs). | Available here |
| eGRC (Archer) | Maintains data on the Agency's governance, risk, and compliance activities. | Not Available |
| Entellitrak | System used to track all EEO cases and generates data for use in the 462 and No FEAR Act reports. | Not Available |
| Enterprise Housing Goals Data | FHFA establishes annual single-family and multifamily housing goals for mortgages purchased by Fannie Mae and Freddie Mac. | Available here |
| Enterprise Public Use Database | The Public Use Database (PUDB) is released annually to meet FHFA’s requirement under 12 U.S.C. 4543 and 4546(d) to publicly disclose data about the Enterprises’ single-family and multifamily mortgage acquisitions. The datasets supply mortgage lenders, planners, researchers, policymakers, and housing advocates with information concerning the flow of mortgage credit in America’s neighborhoods. Beginning with data for mortgages acquired in 2018, FHFA has ordered that the PUDB be expanded to include additional data that is the same as the data definitions used by the regulations implementing the Home Mortgage Disclosure Act, as required by 12 U.S.C. 4543(a)(2) and 4546(d)(1). | Available here |
| FAIR Act Inventory | The Federal Activities Inventory Reform (FAIR) Act (P.L. 105-270) was enacted in 1998 requiring Federal Government agencies to prepare inventories of the commercial and inherently governmental activities performed by their federal employees. The FAIR Act report is due annually by Federal Government agencies and must be submitted to the Office of Management and Budget (OMB). | Not Available |
| Fannie Mae and Freddie Mac Single-Family Guarantee Fees Report | The Housing and Economic Recovery Act of 2008 requires FHFA to conduct ongoing studies of the guarantee fees charged by the Enterprises and to submit a report to Congress each year. Guarantee fees are intended to cover the credit risk and other costs that the Enterprises incur when they acquire single-family loans from lenders. These costs include projected credit losses from borrower defaults over the life of the loans, administrative costs, and a return on capital. | Not Available |
| Fannie Mae Multifamily Loan Performance Dataset (Fannie MF Enterprise Public Loan Level Dataset) | Fannie Mae investor data containing Multifamily Loan Performance Data designed to give market participants information that can be used to further analyze Fannie Mae's Multifamily loan performance history. | Available here |
| Fannie Mae Single Family Loan Performance Dataset (Fannie SF Enterprise Public Loan Level Dataset) | Fannie Mae investor data containing loan performance data on a portion of its single-family mortgage loans to promote better understanding of the credit performance of Fannie Mae mortgage loans. | Available here |
| Federal Home Loan Bank Membership | The Federal Home Loan Bank (FHLB) system was created by the Federal Home Loan Bank Act of 1932 as a government sponsored enterprise to support mortgage lending and related community investment. It is composed of 11 FHLBanks, more than 6,500 member financial institutions, and the System's fiscal agent, the Office of Finance. Each FHLBank is a separate, government-chartered, member-owned corporation. | Available here |
| Federal Home Loan Bank Public Use Database (FHLB PUDB) | The Public Use Database is a listing of all acquired loans from the prior calendar year by the Federal Home Loan Banks. Some loan information is included, but several fields that are collected are not due to PII issues. | Available here |
| Federal Home Loan Bank Targeted Mission Activities Report | FHFA is required to monitor and report annually on the Federal Home Loan Banks' support of their low-income housing and community development activities to the Federal Home Loan Banks' Advisory Councils. This report fulfills that requirement. This report addresses the FHLBanks’ activities to support low-income housing and community development. The FHLBanks support a range of these activities through three programs: the statutorily-mandated Affordable Housing Program (AHP), the statutorily-mandated Community Investment Program (CIP), and the voluntary Community Investment Cash Advance Program (CICA). The report also covers FHLBank Community Support Programs, non-depository Community Development Financial Institution (CDFI) membership, and FHLBank performance on housing goals. | Not Available |
| FHFA Annual Performance Plan | FHFA's Annual Performance Plan (APP) has four components: (1) strategic goals; (2) strategic objectives; (3) performance measures and associated targets; and (4) means and strategies to accomplish the performance goals. | Not Available |
| FHFA House Price Index | The FHFA House Price Index (FHFA HPI®) is a comprehensive collection of public, freely available house price indexes that measure changes in single-family home values based on data from all 50 states and over 400 American cities that extend back to the mid-1970s. | Available here |
| FHFA Mortgage Analytics Platform System | FMAP is a proprietary analytic system developed by the Federal Housing Finance Agency (FHFA) to inform Agency policy decisions. Essentially, the system forecasts mortgage performance of Fannie Mae and Freddie Mac (the Enterprises) loan portfolios under various economic scenarios and time horizons. These forecasts are based upon historical relationships among borrower, collateral, and macroeconomic information. | Not Available |
| FHFA Performance and Accountability Report | This report is a retrospective assessment of FHFA’s success in achieving the fiscal year’s goals and targets as set out in FHFA’s Annual Performance Plan. The PAR also includes audited financial information for the fiscal year. | Not Available |
| FHFA Strategic Plan | The FHFA Strategic Plan provides a framework that outlines the Agency’s priorities for the coming years as regulator of the Federal Home Loan Bank System and as regulator and conservator of Fannie Mae and Freddie Mac (the Enterprises). | Not Available |
| Foreclosure Prevention and Refinance Report | Monthly and Quarterly report on refinance and foreclosure prevention activities. | Available here |
| Freddie Mac Multifamily Loan Performance Dataset (Freddie MF Enterprise Public Loan Level Dataset) | Freddie Mac multifamily investor data containing historical database providing historical information on a subset of Freddie Mac's whole loan portfolio since 1994. | Available here |
| Freddie Mac Single Family Loan Performance Dataset (Freddie SF Enterprise Public Loan Level Dataset) | Freddie Mac single-family investor data containing loan level credit performance data on all mortgages that Freddie Mac purchased or guaranteed from 1999 to 2023. | Available here |
| Freedom of Information Act (FOIA) Reports | The FOIA requires each federal agency to submit an Annual report to the Attorney General each year. These reports contain detailed statistics on the numbers of requests received and processed by each agency, the time taken to respond, and the outcome of each request, as well as many other vital statistics regarding the administration of the FOIA at federal executive branch agencies. | Not Available |
| Home Mortgage Disclosure Act Public Data | Annual Loan Application Register (LAR) of mortgage loan information provided by originators to their regulator. | Available here |
| Home Mortgage Disclosure Act Transmittal Sheet Data | Provides lending institution information along with a control total for the associated Loan Application Register (LAR) records. TS and LAR files are linked by Legal Entity Identifier (LEI). | Available here |
| Housing Mission Report: Affordable Housing Activities of Fannie Mae, Freddie Mac, and the Federal Home Loan Banks | The Federal Housing Finance Agency (FHFA) was established by the Housing and Economic Recovery Act of 2008 (HERA) and is responsible for the supervision, regulation, and housing mission oversight of the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), and the Federal Home Loan Bank (FHLBank) System, which includes 11 FHLBanks and the Office of Finance. FHFA’s mission is to ensure its regulated entities fulfill their mission by operating in a safe and sound manner to serve as a reliable source of liquidity for equitable and sustainable housing finance and community investment throughout the economic cycle. Since 2008, FHFA has also served as conservator of Fannie Mae and Freddie Mac (collectively, the Enterprises). | Not Available |
| Interest Rate Data | Various interest rate series, including the average prime offer rates for fixed rate (FRM) and adjustable rate (ARM) mortgages. | Not Available |
| Market Data | Total mortgages held or securitized by Fannie Mae and Freddie Mac as a Percentage of Residential Mortgage Debt Outstanding and statistics for conventional and government-insured or -guaranteed loans. Data covers periods from 1990 to 2011. FHFA does not plan to update this dataset through more recent periods. | Not Available |
| Methodology for Determining Credit Risk Scenarios for Stress-Testing Mortgage Related Assets | FHFA has developed macroeconomic scenarios that it provides to the Federal Home Loan Banks (FHLBs). These scenarios are inputs to financial models that the FHLBs use to assess the exposure of their entire portfolio. The FHFA credit risk scenarios for mortgage assets are comprised of 30-year time paths for several interest rates and state-level house price indexes (HPIs). The scenarios are constructed to represent worst-case, yet plausible, paths for house price levels. | Not Available |
| Methodology for Determining Market Risk Scenarios | The FHFA market risk scenarios are comprised of instantaneous shocks to current measures of four key interest rates, implied volatility, and option-adjusted spreads. FHFA derives its interest rate shocks from historical interest rate changes observed over successive 6-month intervals, measured from the first day of each month extending back to 1998. | Not Available |
| Mortgage Interest Rate Survey Transition Index | In May 29, 2019, FHFA published its final Monthly Interest Rate Survey (MIRS), due to dwindling participation by financial institutions. MIRS had provided information on a monthly basis on interest rates, loan terms, and house prices by property type (all, new, previously occupied); by loan type (fixed- or adjustable-rate), and by lender type (savings associations, mortgage companies, commercial banks and savings banks); as well as information on 15-year and 30-year, fixed-rate loans. Additionally, MIRS provided quarterly information on conventional loans by major metropolitan area and by Federal Home Loan Bank district, and was used to compile FHFA’s monthly adjustable-rate mortgage index entitled the “National Average Contract Mortgage Rate for the Purchase of Previously Occupied Homes by Combined Lenders,” also known as the ARM Index. | Not Available |
| National Mortgage Database | The NMDB is a de-identified database of closed-end first-lien residential mortgages, containing a nationally representative 5-percent sample of mortgages in the United States. It is the first comprehensive repository of detailed mortgage loan information designed to support policymaking and research efforts and to help regulators better understand emerging mortgage and housing market trends. The NMDB is designed to fulfill the requirements of the Housing and Economic Recovery Act (HERA) and the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act). HERA mandated that FHFA conduct a monthly mortgage survey of all residential mortgages, including those not eligible for purchase by Fannie Mae and Freddie Mac. The Dodd-Frank Act mandated that CFPB monitor the primary mortgage market, in part through the use of the survey data. | Not Available |
| National Mortgage Database Aggregate Statistics | Aggregated Mortgage Market Statistics. Data include various statistics on new mortgage originations, outstanding mortgages and mortgage performance. Aggregations include sub-market categories and loan purpose. Aggregates include monthly, quarterly and Annual time periods. | Available here |
| National Survey of Mortgage Originations Public Use Data File | The National Survey of Mortgage Originations (NSMO) is quarterly mail survey sent to 6,000 borrowers associated with newly-originated mortgages a component of the National Mortgage Database (NMDB®) program. | Available here |
| Non-Performing Loan Sales Report | The Enterprise Non-Performing Loan Sales Report includes information about NPLs sold through December 31, 2021 and reflects borrower outcomes on NPLs sold through June 30, 2021 and reported through December 31, 2021. The sale of NPLs reduces the number of delinquent loans in the Enterprises' portfolios and transfers credit risk to the private sector. FHFA and the Enterprises impose requirements on NPL buyers designed to achieve more favorable outcomes for borrowers than foreclosure. | Not Available |
| Performance Measures Database | Official Agency-level performance data. | Available here |
| Prepayment Monitoring Report | This quarterly report provides market participants additional transparency into a sample of the data FHFA receives and reviews on a monthly basis. The report focuses on alignment of prepayment rates, which continues to be important to the success of UMBS and to the efficiency and liquidity of the secondary mortgage market. | Not Available |
| Public Credit Scores Data | U.S. Federal Housing (Federal Housing Finance Agency, FHFA), along with Fannie Mae and Freddie Mac (the Enterprises), is committed to regularly assessing and modernizing the credit score models used by mortgage lenders and other stakeholders in the housing finance system. This process is governed by the 2018 enactment of the Economic Growth, Regulatory Relief and Consumer Protection Act (Section 310) and the Validation and Approval of Credit Score Models Rule (12 CFR Part 1254), and is consistent with FHFA’s commitment to accuracy in credit scoring, as well as the safety and soundness of the Enterprises. | Not Available |
| Quarterly No FEAR Report | This report is generated quarterly, and it provides a summary of statistical data related to EEO complaints filed against the agency. Offers a snapshot of recent complaint activity, including the number of complaints, their bases and issues alleged. It is posted on the external website. | Not Available |
| Report (to Congress) on Collateral Pledged to Federal Home Loan Banks | The Housing and Economic Recovery Act of 2008 (HERA) requires the Federal Housing Finance Agency (FHFA) to submit an annual report to Congress on the collateral pledged to the FHLBanks, including an analysis of collateral by type and by Bank district. FHFA’s Report on Collateral Pledged to Federal Home Loan Banks provides the required information as well as additional analysis of data on the types and amounts of collateral pledged to the Banks to secure advances and other collateralized products offered by the Banks to their members. The information in this report uses data collected through a quarterly data collection conducted by FHFA’s Division of Federal Home Loan Bank Regulation (DBR). | Not Available |
| Suspended Counterparty Program | FHFA established the Suspended Counterparty Program (12 CFR part 1227) to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks (“the regulated entities”) presented by individuals and entities with a history of fraud or other financial misconduct. Under this program, FHFA may issue orders suspending an individual or entity from doing business with the regulated entities. FHFA maintains a list of each suspended counterparty. | Available here |
| Underserved Areas Data | The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (Safety and Soundness Act) provides for the establishment of single-family and multifamily goals each year, including a single-family purchase money mortgage goal for families residing in low-income areas. Census tract level data identifying these areas are made available. | Available here |
| Uniform Appraisal Data Aggregate Statistics | Uniform Appraisal Dataset (UAD) Aggregate Statistics Data File and Dashboards are the nation’s first publicly available datasets of aggregate statistics on appraisal records, giving the public new access to a broad set of data points and trends found in appraisal reports. | Available here |
| Uniform Appraisal Data Appraisal-Level Public Use File | The Uniform Appraisal Dataset (UAD) Appraisal-Level Public Use File (PUF) is the nation’s first publicly available appraisal-level dataset of appraisal records, giving the public new access to a selected set of data fields found in appraisal reports. The UAD Appraisal-Level PUF is based on a five percent nationally representative random sample of appraisals for single-family mortgages acquired by the Enterprises. | Available here |
| Uniform Appraisal Dataset | The UAD is a standardized industry dataset for appraisal information that is communicated electronically through the Uniform Collateral Data Portal® (UCDP®) as part of the Uniform Mortgage Data Program (UMDP). At the direction of the FHFA, the Enterprises jointly developed the UAD to improve the quality and consistency of appraisal data for loans delivered to the Enterprises. UAD defines all fields required for an appraisal submission for specific appraisal forms and standardizes definitions and responses for a key subset of fields using the Mortgage Industry Standards Maintenance Organization (MISMO®) standards. FHFA collects this data from the Enterprises for many agency purposes including examination, enforcement, research, and analysis. FHFA also supplements this data with data from the Federal Housing Administration (FHA) and the Rural Housing Service (RHS). | Not Available |
| Uniform Closing Dataset | The UCD is a standardized industry dataset allowing information on CFPB’s Closing Disclosure to be communicated electronically, as part of the Uniform Mortgage Data Program (UMDP). The UCD was developed using the Mortgage Industry Standards Maintenance Organization (MISMO®) standards and is maintained by the Enterprises. The Enterprises collect UCD data to 1) help enhance credit risk management with more data and better-quality data, 2) provide important information to help increase ability to detect fraud and misrepresentation at loan delivery, and 3) provide additional transparency into the mortgage loan transaction file to help assess whether the loan, as closed, meets the Enterprises' eligibility requirements. FHFA collects this data from the Enterprises for many agency purposes including examination, enforcement, research, and analysis. | Not Available |
| Uniform Mortgage-Backed Securities Monthly Disclosures Data | This database provides loan- and pool-level data elements disclosed on Fannie Mae/Freddie Mac Single-Family Uniform Mortgage-Backed Securities (UMBS), and on Ginnie Mae Mortgage-Backed Securities (MBS), which are published in the Fannie Mae, Freddie Mac and Ginnie Mae monthly disclosure files. | Available here |
Page last updated:
Sep 30th, 2026