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  • FHLBank System at 100
  • ​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​A ​Comprehen​​sive Review of the FHLBank System​​​

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FHLBank System at 100: Focusing on the Future​

 

Upcoming Regional Roundtables
February 13: Las Vegas, NV Topic: CDFIs, community and economic development

Participants: Andrew Gordon, Clearinghouse CDFI; Audra Hamernik, Nevada HAND; Jose Martinez, Prestamos CDFI; Wally Murray, Greater Nevada Credit Union; Joe Neri, IFF; Tunua Thrash-Ntuk, The Center by Lendistry; Rodrigo Vela, Raza Development Fund


February 15: Los Angeles, CA Topic: Affordable housing and community development in financially vulnerable communities

Participants: Debbie Chen, Little Tokyo Service Center; Carol Galante, Terner Center for Housing Innovation at UC Berkeley and The Housing Lab; Robin Hughes, Housing Partnership Network; Tiena Johnson Hall, California Housing Finance Agency (CalHFA); Monica Mejia, East LA Community Corporation (ELACC); Ashley Thomas III, National Association of Real Estate Brokers (NAREB) and LA Top Broker


February 17: Boise, ID Topic: Emerging high-cost areas

Participants: Bud Compher, NeighborWorks Boise; Brady Ellis, Idaho Housing and Finance Association; Vanessa Fry, Idaho Policy Institute at Boise State University; Michelle Griffith, ARCH Community Housing Trust; Dutch Haarsma, NewWest Community Capital; Wes Jost, Zions Bank; Caleb Roope, The Pacific Companies


February 27: Athens, OH Topic: Affordable housing and community development in rural and underserved communities

March 1: Detroit, MI Topic: FHLBank member products and services

March 6: Wilmington, NC Topic: Climate resiliency​

March 8: San Juan, PR Topic: Access to the FHLBank System

March 13: Boston, MA Topic: Corporate governance and system structure

March 17: Virtual
(March 16 in the mainland US)
Topic: Access to the FHLBank System in Guam and the Northern Mariana Islands

March 17: Virtual Topic: Access to the FHLBank System in Hawaii and American Samoa

March 20: Virtual Topic: Access to the FHLBank System in Alaska

Please check back regularly for up​dates.

Past Regional Roundtables
December 15: Philadelphia, PA
Video and Transcript
Topic: FHLBank membership eligibility and requirements, collateral, and safety and soundness.

Participants: Byron L. Boston, Dynex Capital; Joan Brodhead, Community First Fund; Laurie Goodman, Urban Institute; Pat McEnerney, Freedom Mortgage; Anand Solanki, Citadel Federal Credit Union; Julieann Thurlow, Reading Cooperative Bank; James J. Vance, Western & Southern Financial Group


December 12: Baltimore, MD
Video and Transcript
Topic:  FHLBank support for communities of color and closing the racial homeownership gap.

Participants: Hope Atuel, Asian American Real Estate Association of America; Rev. Luis Cortes, Jr., Esperanza; David Dworkin, National Housing Conference; Bryan Greene, National Association of Realtors; Rian Hargrave, Onyx Development; Jason Riveiro, National Association of Hispanic Real Estate Professionals; Glenn Wilson, Communities First, Inc.


December 8: Washington, DC
Video and Transcript
Topic: FHLBank support for Native American communities, from the CDFI and nonprofit perspective.

Participants: Dave Castillo, Native Community Capital; Robin Puanani Danner, Sovereign Council of Hawaiian Homestead Associations; Fern Orie, Oweesta; Tonya Plummer, Enterprise Community Partners; Jeff Tickle, Cook Inlet Lending Center; Mel Willie, NeighborWorks America; Rollin Wood, Native Partnership for Housing


December 1: Oklahoma City, OK
Video and Transcript
Topic: FHLBank support for Native American communities, from the tribal perspective.

Participants: Jason Brower, First State Bank of Anadarko; Robert Fightmaster, First National Bank and Trust; Holly Johnson, Ayukpa Apelachi, LLC; Valerie Powell, Choctaw Nation Housing Authority; Shay Stanfill, Housing Authority of the Cherokee Nation; Gene Watson, Chickasaw Community Bank; Sharon Wise, Native American Housing Services, Inc.


November 21: Indianola, MS
Video and Transcript
Topic: FHLBank support for rural communities.

Participants: Daniel Boggs, Greater Greenville Housing and Revitalization Association; Julie Brooks, Mississippi Home Corporation; Mala Brooks, Washington County, MS; Cindy Holler, Community Housing Capital; Dr. Calvin R. King, Sr., Arkansas Land and Farm Development Corporation; John Olaimey, Southern Bancorp; Ed Sivak, Hope Enterprise Corporation and Hope Credit Union


November 17: Chicago, IL
Video and Transcript
Topic: FHLBank support for affordable housing and community development in financially vulnerable communities.

Participants: Pamela Daniels-Halisi, BMO Commercial Bank; Matt Feldman, Common Securitization Solutions; Wendell Harris, Chicago Community Loan Fund; Ianna Kachoris, Chicago Community Trust; Raul Raymundo, The Resurrection Project; Anthony Simpkins, NHS Chicago; Stacie Young, Community Investment Corporation


November 2: Washington, DC
Video and Transcript
Topic: Inaugural roundtable on the mission and purpose of the FHLBank System.

Participants: Ryan Donovan, Council of Federal Home Loan Banks; Megan Haberle, National Community Reinvestment Coalition; Cornelius Hurley, Boston University School of Law; Beth Lipson, Opportunity Finance Network; Congressman Bruce Morrison, Morrison Public Affairs Group; Rebeca Romero Rainey, Independent Community Bankers of America; Barry Zigas, Consumer Federation of America


Check back routinely for recordings and transcripts of each roundtable.

Background on the Review

​The Federal Home Loan Bank (FHLBank) System has been a critical source of liquidity for its members for the past 90 years, especially during times of market stress, such as the Great Recession and the outset of the COVID-19 pandemic. The FHLBanks also support low-income housing and community development directly by offering a variety of programs to their members, including the Affordable Housing Program, the Community Investment Program, and the Community Investment Cash Advance Program.

As the FHLBanks approach their centennial, the Federal Housing Finance Agency will conduct a comprehensive review to ensure they remain positioned to meet the needs of today and tomorrow. As part of the review process, FHFA wil​l host two​ public listening sessions and a series of regional roundtable discussions to consi​der and evaluate the mission, membership eligibility requirements, and operational efficiencies of the FHLBanks. FHFA will hear from stakeholders on the FHLBanks’ role or potential role in addressing housing finance, community and economic development, affordability, and other related issues.

FHFA is specifically interested in receiving feedback in six key areas:

  1. The FHLBanks’ general mission and purpose in a changing marketplace;
  2. FHLBank organization, operational efficiency, and effectiveness;
  3. FHLBanks’ role in promoting affordable, sustainable, equitable, and resilient housing and community investment;
  4. Addressing the unique needs of rural and financially vulnerable communities;
  5. Member products, services, and collateral requirements; and
  6. Membership eligibility and requirements.

Listening Sessions

Wrap-up Listening Session: Registration opening soon

FHFA will close out its review with a listening session on March 22-24, 2023. Participation on March 22 will be in-person only at FHFA’s offices in Washington, DC. Participation on March 23 and 24 will be virtual only. On all three days, the listening session will begin at 12:30pm ET and conclude by 4:00pm ET. Registration for interested participants and listen-only audience members will open shortly. If you signed up to join the waitlist for a speaking slot at the kick-off listening session, you will automatically be added to the list of interested speakers and we will contact you in advance to check if you are still interested in providing comments.

Past Listening Session

FHFA kicked off its review with a three-day listening session on September 29, 2022, September 30, 2022, and October 4, 2022 from 12:30 – 4:00 PM. Speaking slots were fully subscribed on all days. The kickoff listening session agenda, videos, transcripts, and presentations are now​ available.

Written Comments: Now available

FHFA accepted written comments on the initiative between August 31, 2022 and October 31, 2022. Visit the Request for Input submissions page and select “FHLBank System at 100: Focusing on the Future” from the dropdown menu at the top of the page to view past submissions.

FHFA will open a new comment period in the coming weeks. Check back for more details soon.

FHFA Statements and Remarks

Recent News Release

More about the FHLBank System

To learn more about the FHLBank System and FHFA’s regulatory responsibilities, please visit Federal Home Loan Banks.

​​Contact:   

Email: FHLBankSystem100@fhfa.gov 

​Page last updated: February 3​, 2023​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​

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