This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2018 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Implement critical reforms that will produce a stronger and more resilient housing finance system.
FOSTER competitive, liquid, efficient, and resilient (CLEAR) national housing finance markets that support sustainable homeownership and affordable rental housing; OPERATE in a safe and sound manner appropriate for entities in conservatorship; and PREPARE for eventual exits from the conservatorships.
2019 Conservatorships Strategic Plan
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Language Translation Disclosure
FHFA, Fannie Mae, and Freddie Mac have created a Language Translation Disclosure for borrowers about language-related services for mortgage transactions. The Disclosure states that the loan transaction is likely to be conducted in English and that not all communications related to a mortgage transaction will be in the borrower's preferred language. It refers borrowers to the multi-lingual housing counseling services that may be available from HUD-approved housing counseling agencies.
View the Disclosure in:
Lenders, servicers, housing counseling agencies, and other parties may customize the disclosure with their own logo and formatting. To customize disclosures, click here:
Language Translation Disclosure templates.
Your mortgage loan transaction is likely to be conducted in English. The information you receive and the official documents you will sign will likely be in English.
We want you to understand the transaction. Translations may be available to complement the English language documents. These documents are to help you understand the transaction. Your lender or servicer may not be able to provide you with translation services or translated documents.
Language assistance and resources may also be available through housing counseling agencies approved by the U.S. Department of Housing and Urban Development (HUD). You can find a list of HUD-approved housing counseling agencies at
Information about housing counselors is also available at
© 2020 Federal Housing Finance Agency