Federal Housing Finance Agency Print
Home / Mortgage Translations / Language Translation Disclosure


FHFA, Fannie Mae, and Freddie Mac have created a Language Translation Disclosure for borrowers about language-related services for mortgage transactions. The Disclosure states that the loan transaction is likely to be conducted in English and that not all communications related to a mortgage transaction will be in the borrower's preferred language. It refers borrowers to the multi-lingual housing counseling services that may be available from HUD-approved housing counseling agencies.

View the Disclosure in:

Lenders, servicers, housing counseling agencies, and other parties may customize the disclosure with their own logo and formatting. To customize disclosures, click here: Language Translation Disclosure templates​.

Notice to Borrowers about Language

Your mortgage loan transaction is likely to be conducted in English. The information you receive and the official documents you will sign will likely be in English.

We want you to understand the transaction. Translations may be available to complement the English language documents. These documents are to help you understand the transaction. Your lender or servicer may not be able to provide you with translation services or translated documents.

Language assistance and resources may also be available through housing counseling agencies approved by the U.S. Department of Housing and Urban Development (HUD). You can find a list of HUD-approved housing counseling agencies at www.hud.gov/counseling.

  1. Select "hou​sing counseling agency" near you, then select your state.
  2. To locate housing counseling agencies in your area that speak your language, select "Click here to narrow your search" and select a language.
  3. Or, call HUD at 800-569-4287 for help in finding a counselor.

Information about housing counselors is also available at www.consumerfinance.gov/find-a-housing-counselor



This Mortgage Translations clearinghouse is intended to serve as a resource for institutions serving consumers with limited proficiency in English. The material presented is for informational purposes only. This information may include third-party resources or content. In providing a centralized location for relevant materials and information as part of the Mortgage Translations clearinghouse, FHFA relies upon third parties for the content of such materials and information. FHFA does not endorse or guarantee the accuracy of this third-party information. FHFA is not liable for any inaccuracies in translated materials or misunderstandings due to language usage or dialect.
© 2022 Federal Housing Finance Agency