This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2018 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Implement critical reforms that will produce a stronger and more resilient housing finance system.
FOSTER competitive, liquid, efficient, and resilient (CLEAR) national housing finance markets that support sustainable homeownership and affordable rental housing; OPERATE in a safe and sound manner appropriate for entities in conservatorship; and PREPARE for eventual exits from the conservatorships.
2019 Conservatorships Strategic Plan
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Language Translation Disclosure
Fannie Mae, Freddie Mac (the Enterprises) and the Federal Home Loan Banks are taking steps to help people who have been impacted by the coronavirus. If your ability to pay your mortgage is impacted, and your loan is owned by Fannie Mae or Freddie Mac, you may be eligible to delay making your monthly mortgage payments for a temporary period, during which:
If you have trouble catching up at the end of this temporary relief period, additional assistance may be available. You can work with your servicer to resume making a mortgage payment. Or if you need additional assistance, you can work with your servicer on other foreclosure prevention options to keep your home.
Contact your mortgage servicer (the company where you send your monthly payments) as soon as possible to let them know about your current circumstances. The telephone number and mailing address of your mortgage servicer should be listed on your monthly mortgage statement.
Prepared Remarks of Dr. Mark A. Calabria, Director of FHFA, at Financial Stability Oversight Council (FSOC) Principals Meeting (3/26/2020) FHFA Moves to Provide Eviction Suspension Relief for Renters in Multifamily Properties (3/23/2020)FHFA Directs Enterprises to Grant Flexibilities for Appraisal and Employment Verifications (3/23/2020)FHFA Authorizes the Enterprises to Support Additional Liquidity in the Secondary Mortgage Market (3/23/2020)FHFA Suspends Foreclosures and Evictions for Enterprises During National Emergency (3/18/2020)Statement from FHFA Director Mark Calabria on Coronavirus (3/10/2020)
Fannie Mae Provides Assistance to Help Renters Impacted by COVID-19 Stay in Their Apartments(3/24/2020)Fannie Mae Assistance Options for Homeowners Impacted by COVID-19 (3/18/2020)Lender Letter(3/18/2020)Freddie Mac Freddie Mac Announces Nationwide COVID-19 Relief Plan Affecting More than 4 Million Multifamily Apartment Renters (3/24/2020)Freddie Mac Announces Enhanced Relief for Borrowers Impacted by COVID-19 (3/18/2020)Guide Bulletin (3/18/2020)
Fannie Mae Consumer ResourcesFreddie Mac Consumer Resources
FHFA announced that it will not object to the 11 Federal Home Loan Banks (FHLBanks) allowing residential mortgage loans in forbearance to be used as collateral for advances to members during the COVID-19 crisis. To be eligible, FHLBanks must confirm that members seeking the advances have extended forbearance to the borrowers and are not requiring the borrowers to make payments on the pledged mortgage loans. This flexibility will remain in effect for the duration of any forbearance assistance provided by the individual mortgage lenders. FHFA also said the FHLBanks may accept e-signatures for short-term payment deferral agreements on loans pledged to the Bank during this crisis.
See below links for other announcements and coronavirus-related resources from the FHLBanks:
The Department of Housing and Urban DevelopmentFor further information about your FHA-insured mortgage, contact the National Servicing Center at 877-622-8525. For other questions, contact the FHA Resource Center at 800-CALL-FHA (5342). For a list of HUD-approved housing counselors, go to:
www.hud.gov or call 800-569-4287.
The Department of Veteran AffairsVeterans who have questions regarding their home loans should contact VA's home loan program toll free number, 877-827-3702, to speak with a Loan Technician.
Veterans whose homes have ever been modified with VA Specially Adapted Housing grant funds, should also contact VA at 877-827-3702 to speak with our staff.
The Consumer Finance Protection BureauThe Consumer Finance Protection Bureau (CFPB) is committed to providing consumers with up-to-date information and resources to protect and manage their finances during this difficult time as the situation evolves.
During times of crisis, there is an increased risk of scams and fraud. Protect yourself by asking questions, reading the materials provided to you, and avoiding any solicitations requiring up-front cash payments. If you think you may have been a victim of a scam, contact the U.S. Department of Justice Disaster Fraud Hotline at 866-720-5721.
Date last updated: March 27, 2020
© 2020 Federal Housing Finance Agency