This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2020 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
Operate the business in a safe and sound manner.
Promote sustainable and equitable access to affordable housing.
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
On April 12, 2023, FHFA published a final rule to amend the Enterprise Duty to Serve Underserved Markets regulation. The final rule allows Fannie Mae and Freddie Mac's (together , the Enterprises) activities in all colonia census tracts to be eligible for Duty to Serve credit. Learn more about the amended final rule.
If you have any questions or concerns, please send an email to
Access datasets and interactive maps on the
DTS Eligibility Data Page for DTS-qualifying rural areas, Indian areas, high opportunity areas, and areas of concentrated poverty. Also, access information and dashboards on the
DTS Performance Data Page.
2021 DTS Single-Family Dashboard
The Single-Family Dashboard is an interactive map that looks at the share of Enterprise single-family loans located in Duty to Serve Manufactured Housing, Rural, and High-needs Rural areas at the state and county levels.
2018-2021 DTS Multifamily Dashboard
The Multifamily Dashboard is an interactive map that looks at the number of multifamily units supported by Enterprise loans that meet DTS income requirements for multifamily objectives in the Affordable Housing Preservation, Manufactured Housing, and Rural Housing markets.
Use the drop-down menus to submit comments on 2022 proposed modifications or provide general input on the Duty to Serve program, or to view previously submitted comments.
Want to learn more about how the DTS program works? Learn about the underserved markets, process timeline, plan structure, statutory and regulatory activities, evaluation process, and more.
There are many resources to help you better understand the Duty to Serve program, annual processes, markets, and plans.
Modified Underserved Markets Plans
Enterprise Quarterly and Annual Reports
Annual Housing Reports to Congress
Annual Duty to Serve Snapshots
Duty to Serve Overview Materials
Questions on Duty to Serve? Email us and we'll get back to you soon.
Page Updated: May 31, 2023
© 2023 Federal Housing Finance Agency