This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2017 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2018 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector.
Meet the experts...
Glossary - Spanish / English
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Information about Fannie Mae's and Freddie Mac’s credit risk transfer programs.
FHFA’s review of changing Fannie Mae and Freddie Mac’s credit score requirements.
Information about executive compensation for Federal Home Loan Bank directors and Fannie Mae's and Freddie Mac's senior executives.
Details on Fannie Mae's and Freddie Mac’s requirement to set aside an amount of new business purchases for the Housing Trust Fund and Capital Magnet Fund.
Information and public input about Fannie Mae's and Freddie Mac's role in the multifamily business finance market.
Information about Fannie Mae's and Freddie Mac's Private Mortgage Insurer Eligibility Requirements.
Information about Fannie Mae's and Freddie Mac's guarantee fees.
Information about FHFA, Fannie Mae, and Freddie Mac's efforts to promote access to credit for borrowers with Limited English Proficiency (LEP) throughout the mortgage life cycle process.
FHFA and Fannie Mae and Freddie Mac (the Enterprises) have jointly sought to promote servicing market liquidity and a positive borrower experience. As part of these efforts, FHFA has directed the Enterprises to implement a number of structured initiatives throughout the years.
Information about FHFA’s guidelines for the sale of non-performing loans (NPLs) by Freddie Mac and Fannie Mae.
Information about targeted Principal Reduction Modification program FHFA has directed the Enterprises to implement.
Information about new approaches to the disposition of foreclosed properties (real estate owned, or REO) owned by Fannie Mae and Freddie Mac.
Information about Fannie Mae and Freddie Mac’s Representation and Warranty Framework
Information and public input about the development of and planned issuance by Fannie Mae and Freddie Mac of a common, single mortgage-backed security to be known as the Uniform Mortgage-Backed Security and about the a new securitization infrastructure that will support their single-family mortgage securitization activities.
© 2019 Federal Housing Finance Agency