This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2016 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2016 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector.
Meet the experts...
Key Topics pages provide information about FHFA's work on a range of issues facing the nation and highlight the most relevant related news releases, reports, statements and web pages on the respective topics.
The Honorable Melvin L. Watt of Charlotte, NC sworn in on January 6, 2014 to a 5-year term as the first Senate-confirmed Director of FHFA.
Read more about Director Watt
Information and public input about a new securitization infrastructure that will support single-family mortgage securitization activities, including the planned issuance of the single mortgage-backed security
(Single Security) under development by the Enterprises.
Information about Fannie Mae's and Freddie Mac’s credit risk transfer programs.
Information about executive compensation for Federal Home Loan Bank directors and Fannie Mae's and Freddie Mac's senior executives.
Information and public input about Fannie Mae's and Freddie Mac's role in the multifamily business finance market.
Information about Fannie Mae's and Freddie Mac's Private Mortgage Insurer Eligibility Requirements.
Information about Fannie Mae's and Freddie Mac's guarantee fees.
Information and public input about the joint initiative (FHFA and the U.S. Department of Housing and Urban Development) to consider a new mortgage servicing structure.
Information about FHFA, Fannie Mae, and Freddie Mac's efforts to promote access to credit for borrowers with Limited English Proficiency (LEP) throughout the mortgage life cycle process.
Information about FHFA’s guidelines for the sale of non-performing loans (NPLs) by Freddie Mac and Fannie Mae.
Information about targeted Principal Reduction Modification program FHFA has directed the Enterprises to implement.
Information about new approaches to the disposition of foreclosed properties (real estate owned, or REO) owned by Fannie Mae and Freddie Mac.
Information about Fannie Mae and Freddie Mac’s Representation and Warranty Framework
Fannie Mae and Freddie Mac Issued New Eligibility Requirements for Seller/Servicers (5/20/2015)
In 2014, FHFA sought public input on the proposed Single Security structure in order to advance the early stages of the goal to develop a single mortgage-backed security to be issued and guaranteed by Fannie Mae or Freddie Mac. After careful consideration of the responses and further dialogue with industry stakeholders, FHFA issued
An Update on the Structure of the Single Security, which details progress on the single-mortgage backed security. FHFA invited further feedback on Single Security structure determinations described in the Update published on May 15, 2015.
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