This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2019 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Implement critical reforms that will produce a stronger and more resilient housing finance system.
FOSTER competitive, liquid, efficient, and resilient (CLEAR) national housing finance markets that support sustainable homeownership and affordable rental housing; OPERATE in a safe and sound manner appropriate for entities in conservatorship; and PREPARE for eventual exits from the conservatorships.
2019 Conservatorships Strategic Plan
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Information about Fannie Mae's and Freddie Mac’s credit risk transfer programs.
IRS Revenue Procedure 2018-54 calls for FHFA to determine a deemed-issuance ratio for each calendar year based on the ratio of TBA-eligible securities issued by Fannie Mae and Freddie Mac during the 24-month period ending October 31 of the preceding year.
FHFA’s review of changing Fannie Mae and Freddie Mac’s credit score requirements.
Information about executive compensation for Federal Home Loan Bank directors and Fannie Mae's and Freddie Mac's senior executives.
Details on Fannie Mae's and Freddie Mac’s requirement to set aside an amount of new business purchases for the Housing Trust Fund and Capital Magnet Fund.
Information and public input about Fannie Mae's and Freddie Mac's role in the multifamily business finance market.
Information about Fannie Mae's and Freddie Mac's Private Mortgage Insurer Eligibility Requirements.
Information about Fannie Mae's and Freddie Mac's guarantee fees.
Information about FHFA, Fannie Mae, and Freddie Mac's efforts to promote access to credit for borrowers with Limited English Proficiency (LEP) throughout the mortgage life cycle process.
FHFA and Fannie Mae and Freddie Mac (the Enterprises) have jointly sought to promote servicing market liquidity and a positive borrower experience. As part of these efforts, FHFA has directed the Enterprises to implement a number of structured initiatives throughout the years.
Information about FHFA’s guidelines for the sale of non-performing loans (NPLs) by Freddie Mac and Fannie Mae.
Information about targeted Principal Reduction Modification program FHFA has directed the Enterprises to implement.
Information about new approaches to the disposition of foreclosed properties (real estate owned, or REO) owned by Fannie Mae and Freddie Mac.
Information about Fannie Mae and Freddie Mac’s Representation and Warranty Framework
Information and public input about the development of and planned issuance by Fannie Mae and Freddie Mac of a common, single mortgage-backed security to be known as the Uniform Mortgage-Backed Security and about the a new securitization infrastructure that will support their single-family mortgage securitization activities.
© 2020 Federal Housing Finance Agency