This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2017 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2018 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector.
Meet the experts...
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FHFA EEO Policy Statement
EEO Services exists to promote an equitable workplace community where all persons have the right to work in furtherance of FHFA's mission and advance on the basis of merit, ability, and potential. When addressing EEO matters, FHFA's EEO Services follows and administers Equal Employment Opportunity Commission (EEOC) guidelines.
To create and maintain a model workplace, EEO Services serves as a neutral resource designed to prevent, address, and resolve matters that fall under the auspices of antidiscrimination laws, rules, and regulations. During the EEO counseling process, EEO Services gathers facts and attempts to resolve allegations at the lowest level. In addition, an EEO counselor is available to answer questions and to provide guidance.
The major functions of EEO Services include:
EEO Alternative Dispute Resolution (ADR);
EEO Complaint Processing (including investigations);
EEO and Related Training;
Special Emphasis Programs (SEPs);
Policy Drafting; and
Further, EEO Services advises and assists the FHFA Director and management in carrying out their responsibilities in creating and maintaining a model EEO program.
Any FHFA employee, former employee, or applicant for an FHFA position may file a complaint of discrimination based on race; color; religion; gender (including pregnancy, gender identity, and sexual orientation); national origin; age (40 years of age or over); disability (mental or physical); genetic information (including family medical history); retaliation, parental status; and marital status. Employees alleging discrimination based on political affiliation should contact the Office of Special Counsel.
EEO counseling may be requested by contacting EEO Services or by directly contacting Susan Grimes Associates, Inc. at (202) 338-1468 or
If a contractor has a concern regarding possible race, color, religion, gender (including pregnancy, gender identity, and sexual orientation), national origin, age, disability, genetic information, parental/familial status, or reprisal discrimination, they may seek EEO counseling through their employer's complaint process or at
EEOServices@fhfa.gov or (202) 649-3816.
Contact must be made with EEO Services or the EEO Counselor within 45 calendar days of the employment action/effective date of the employment action believed to be discriminatory, or within 45 calendar days of when the individual became aware of the alleged discriminatory action. Holidays and weekends are included in the calculation, although if the deadline falls on a weekend, you will have until the next business day.
To request further information, please contact EEO Services at (202) 649-3816 or EEOServices@fhfa.gov.
Read our FHFA Prevention and Elimination of Harassment in the Workplace Policy Statement.
To report harassment, contact (202) 649-3964 or HarassmentPrevention@fhfa.gov.
Diversity & Inclusion page.
 Concerns related to gender identity, sexual orientation, lesbian, gay, bisexual and transgender allegations are covered under the gender status. See Joint Guidance on Sexual Orientation:
Equal Employment Opportunity Data Posted Pursuant to Title III of the
Notification and Federal Employee Antidiscrimination and Retaliation Act of 2002 (No FEAR Act), Public Law 107–174
The No FEAR Act is intended to increase the accountability of Federal agencies for acts of discrimination or reprisal against employees, former employees, and applicants. It became law on May 15, 2002, and became effective on October 1, 2003.
No FEAR Act Data Reporting
2017 No FEAR Act Notice
The No FEAR Act requires each Federal agency to post on its website certain summary statistical data related to equal employment opportunity complaints filed against it. Section 301(b) of the No FEAR Act and 29 CFR 1614.704 describe the specific data to be posted.
Every quarter FHFA updates and publishes the No FEAR Act data.
If you have questions or concerns about whistleblower rights, contact the Office of Special Counsel at
Whistleblower Protection Enhancement Act Notice
Any nondisclosure policies, forms, or agreements between FHFA and its current or former employees do not supersede, conflict with, or otherwise alter the employee obligations, rights, or liabilities created by existing statute or Executive order relating to (1) classified information, (2) communications to Congress, (3) the reporting to an Inspector General of a violation of any law, rule, or regulation, or mismanagement, a gross waste of funds, an abuse of authority, or a substantial and specific danger to public health or safety, or (4) any other whistleblower protection. The definitions, requirements, obligations, rights, sanctions, and liabilities created by controlling Executive orders and statutory provisions are controlling in the case of any conflict with an agency non-disclosure agreement: Executive Order 13526; 5 U.S.C. 2302(b)(8); 10 U.S.C. 1034; 50 U.S.C. 421 et seq.; 18 U.S.C. 641, 793, 794, 798, 952 and 1924; 50 U.S.C. 783(b); 5 U.S.C. Appx. 3; and 5 U.S.C. 7211.
© 2018 Federal Housing Finance Agency