This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2017 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2018 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector.
Meet the experts...
FHFA provides public information and access to resources for those creating and enforcing policies, regulations and rules, to help Americans make better housing finance decisions and strengthen the U.S. housing market.
Welcome to the Government page of FHFA’s website. This page provides consolidated resources for federal, state and local government personnel who are interested in the nation’s housing finance system.
Read FHFA's latest
Annual Report to Congress.
Read the latest
Strategic Plan for Conservatorships or the latest Scorecard.
Find what you were looking for? If not, send us a note about what you would like added to this page. Complete a
general feedback form by clicking here.
Short Title (Citation)
FEDERAL HOME LOAN BANKS
12 U.S.C. 1421 et seq.(Public Law 72-304 (1932))Established the Federal Home Loan Bank System.
FEDERAL HOUSING FINANCE AGENCY CHARTER
12 U.S.C. 4501 et seq.(Public Law 102-550 (1992))Primary statutory authorization for FHFA’s regulation of Fannie Mae, Freddie Mac and the Federal Home Loan Bank System, including supervision of housing mission and goals and actions as conservator or receiver for Fannie Mae, Freddie Mac or any Federal Home Loan Bank.
(Public Law 110-289 (2008))
Amended the Safety and Soundness Act to create FHFA, place regulation of Fannie Mae, Freddie Mac and the Bank System under one regulator, enhance supervision of these regulated entities, and enhance FHFA's authorities as conservator or receiver.
FREDDIE MAC CHARTER
12 U.S.C. 1451 et seq.(Public Law 91-351 (1970))Created Freddie Mac and provided authority for Freddie Mac’s activities.
FANNIE MAE CHARTER
12 U.S.C. 1716 et seq.(Public Law 84-345,National Housing Act, Title III (1934), as amended by the Housing and Urban Development Act of 1968)Created Fannie Mae and provided authority for Fannie Mae’s activities. Amendment in 1968 created the Government National Mortgage Association (Ginnie Mae), supervised by the Department of Housing and Urban Development.
Find regulations pertaining to FHFA supervision at
© 2018 Federal Housing Finance Agency