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The creation of this Mortgage Translations clearinghouse is part of a Language Access Multi-Year Plan that FHFA, Fannie Mae, and Freddie Mac are undertaking to improve the ability of mortgage-ready borrowers with limited English proficiency (LEP) to understand and participate in all facets of the mortgage life cycle. View the Language Access Multi-Year Plan (published May 2018) or  visit the Language Access program page.

The Language Access Multi-Year Plan was developed based on research and feedback from lenders, servicers, borrower advocates, and LEP borrowers, as well as public input provided in response to a Request for Information issued by FHFA on language access issues.


View an introductory video: Introducing Mortgage Translations (October 2018)

 


Document Standards: The Mortgage Translations clearinghouse has collected and is making available forms, disclosures, and other documents and materials that are currently available in a translated form from Fannie Mae, Freddie Mac, the Consumer Financial Protection  Bureau , HUD, USDA and other parties involved in the mortgage process. FHFA is not liable for any inaccuracies in translated materials or misunderstandings due to language usage or dialect. FHFA has worked to confirm that the third-party documents on the website are the current versions, but FHFA cannot guarantee that the documents have not been updated since being added to the Mortgage Translations clearinghouse. FHFA has also worked to confirm that many of the documents on the website are accessible to users with disabilities. FHFA, Fannie Mae, and Freddie Mac are continuing to work to develop and implement quality standards for the Mortgage Translations clearinghouse. This is an ongoing effort that will continue and evolve as content changes and is expanded to include other languages.

Provide feedback: If you would like to provide feedback on how FHFA can improve the Mortgage Translations clearinghouse, please CONTACT US. If you have any questions about your mortgage transaction, please contact your lender or servicer. FHFA is unable to provide feedback or advice to individual consumers with questions about language-related services.

Subscribe for updates: To receive notification when documents are updated on the Mortgage Translations clearinghouse, please scroll to the bottom of the page, enter your email below the header “Want to Subscribe?” and click submit. You will receive a separate email directing you to select the category of updates you would like to receive. Select the Mortgage Translations category to opt in and press “Save.”​​​​​​​

In October 2019, the clearinghouse received its first major update since its launch in October 2018. This update included:

  • New traditional Chinese-language documents from Fannie Mae and/or Freddie Mac, as well a servicing FAQ in English and Spanish (Note: Chinese translations of Fannie Mae/Freddie Mac uniform instruments will be included in a subsequent update);
  • An interactive English-traditional Chinese glossary based on the CFPB’s Glossary of English-Chinese Financial Terms;
  • New links to translated documents from other federal and state agencies in Spanish, Chinese, Vietnamese, Korean, and Tagalog;
  • Removal of 18 outdated documents (English- and Spanish-language superceded URLA forms and informational documents about fraud). If you have any questions about updates, please contact us.

 

 
LEGAL DISCLAIMER

This Mortgage Translations clearinghouse is intended to serve as a resource for institutions serving consumers with limited proficiency in English. The material presented is for informational purposes only. This information may include third-party resources or content. In providing a centralized location for relevant materials and information as part of the Mortgage Translations clearinghouse, FHFA relies upon third parties for the content of such materials and information. FHFA does not endorse or guarantee the accuracy of this third-party information. FHFA is not liable for any inaccuracies in translated materials or misunderstandings due to language usage or dialect.
© 2019 Federal Housing Finance Agency