This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
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Operate the business in a safe and sound manner.
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Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
Climate change poses a serious threat to the U.S. housing finance system. FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System - play a leadership role in addressing this issue.
FHFA requests your comments on rules open for comment.
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March 11, 2024
Director Sandra L. Thompson Statement on the Departure of HUD Secretary Marcia L. Fudge
Secretary Marcia Fudge is an outstanding leader who is a strong advocate for affordable, equitable, and sustainable housing opportunities for all Americans. During her tenure as Secretary of HUD, the country faced numerous housing challenges including recovering from the COVID-19 pandemic, limited affordable housing supply, and the continuing effects of housing discrimination and homelessness...
March 7, 2024
Director Sandra Thompson's Statement on Title Acceptance Pilot
For many aspiring and current homeowners, closing costs represent a substantial affordability barrier to purchasing or refinancing a home. The Federal Housing Finance Agency (FHFA) continues to focus on ways Fannie Mae and Freddie Mac (the Enterprises) can responsibly reduce closing costs for homeowners in a safe and sound manner...
February 29, 2024
FHFA Announces Key Updates for Implementation of Enterprise Credit Score Requirements
The Federal Housing Finance Agency (FHFA) today announced updates to the implementation of new credit score requirements for single-family loans acquired by Fannie Mae and Freddie Mac (the Enterprises). Following extensive stakeholder engagement and input, FHFA is aligning the implementation date of the bi-merge credit reporting requirement with the transition from the Classic FICO credit score model. This aligned transition is expected to occur in the fourth quarter of 2025...
Climate Change and Environmental, Social and Governance (ESG)
The Federal Housing Finance Agency (FHFA) recognizes that climate change poses a serious threat to the U.S. housing finance system. FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System – have an important leadership role to play in addressing this issue. Click here to learn more about what FHFA has done related to climate risks and ESG broadly.
FHFA established the Suspended Counterparty Program (SCP) to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks presented by individuals and entities with a history of fraud or other financial misconduct.
Click here to access the Suspended Counterparty Program regulation and the list of suspended individuals and entities.
Find out your options and solutions available.
Provide input on matters under review or submit comment on proposed rules.
Calculate the current estimated dollar value of your home using FHFA's House Price calculator.
Download the latest FHFA House Price Index
MIRS transition index is intended to be used in lieu of the discontinued MIRS ARM Index for currently outstanding loans, and not as a reference rate on newly-originated adjustable-rate mortgages. For further information, click here.
Director Sandra Thompson's Statement on Title Acceptance Pilot
U.S. House Prices Rise 6.5 Percent over the Last Year; Up 1.5 Percent from the Third Quarter
RFI Summary: Tenant Protections Now Available
FHFA's Velocity TechSprint Thematic Summary Now Available
FHFA Announces Conforming Loan Limit Values for 2024
FHLBank System at 100: Focusing on the Future Report Now Available
FHFA 2022 REPORT TO CONGRESS NOW AVAILABLE
FHFA Announces Fair Lending Program To Support Equitable Housing Finance
FHFA Climate Change and ESG
FHFA requests comments on rules open for comment
Read the Federal Housing Agencies Joint Statement Regarding the Maui Wildfires.