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  • Climate change poses a serious threat to the U.S. housing finance system.  FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System - play a leadership role in addressing this issue.
  • FHFA requests your comments on rules <a href="/SupervisionRegulation/RegulationFederalRegister/Pages/Open-for-Comment.aspx">open for comment.  </a>

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Releases, Statements, Speeches and Testimony

February 29, 2024​

FHFA Announces Key Updates for Implementation of Enterprise Credit Score Requirements​​​

The Federal Housing Finance Agency (FHFA) today announced updates to the implementation of new credit score requirements for single-family loans acquired by Fannie Mae and Freddie Mac (the Enterprises). Following extensive stakeholder engagement and input, FHFA is aligning the implementation date of the bi-merge credit reporting requirement with the transition from the Classic FICO credit score model. This aligned transition is expected to occur in the fourth quarter of 2025...

February 28, 2024​

FHFA Announces $301 Million for Affordable Housing Programs​​​

The Federal Housing Finance Agency (FHFA) announced that the Housing Trust Fund and Capital Magnet Fund will receive approximately $301 million for affordable housing initiatives from Fannie Mae and Freddie Mac (the Enterprises)...

February 27, 2024​

U.S. House Prices Rise 6.5 Percent over the Last Year; Up 1.5 Percent from the Third Quarter​​​

U.S. house prices rose 6.5 percent between the fourth quarter of 2022 and the fourth quarter of 2023, according to the Federal Housing Finance Agency (FHFA) House Price Index (FHFA HPI®). House prices were up 1.5 percent compared to the third quarter of 2023. FHFA’s seasonally adjusted monthly index for December was up 0.1 percent from November...​

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Spotlight Topics

Climate Change Icon

Climate Change and Environmental, Social and Governance (ESG)

The Federal Housing Finance Agency (FHFA) recognizes that climate change poses a serious threat to the U.S. housing finance system. FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System – have an important leadership role to play in addressing this issue. Click here to learn more about what FHFA has done related to climate risks and ESG broadly.


Suspended Counterparty Program
Suspended Counterparty Program

FHFA established the Suspended Counterparty Program (SCP) to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks presented by individuals and entities with a history of fraud or other financial misconduct.

Click here to access the Suspended Counterparty Program regulation and the list of suspended individuals and entities.           

           

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House Price Information

*FHFA HPI Release Dates  
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FHFA House Price Index

FHFA House Price Index

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​Housing Market Indicators​​​​

MIRS Transition Index

MIRS Transition Index Release Dates

Index Value
February 2024

6.94
January 2024

​7.49
​December 2023

​7.56
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MIRS transition index is intended to be used in lieu of the discontinued MIRS ARM Index for currently outstanding loans, and not as a reference rate on newly-originated adjustable-rate mortgages.  For further information, click here

MIRS transition index was previously known as PMMS+. Only the name has changed.

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House Prices

FHFA HPI-SourceQuarterly Change 2023Q3-2023Q4Four Quarter Change 2022Q4-2023Q4
"Purchase-Only" U.S. Index
(Seasonally Adjusted)
1.5%6.5%
"Expanded-Data" U.S. Index
(Seasonally Adjusted)
1.6%6.4%
© 2024 Federal Housing Finance Agency