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  • <a href="/PolicyProgramsResearch/Programs/Pages/Fintech-Velocity-Tech-Sprint.aspx">Applications to participate are open until May 31</a>
  • Climate change poses a serious threat to the U.S. housing finance system.  FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System - play a leadership role in addressing this issue.
  • FHFA requests your comments on rules <a href="/SupervisionRegulation/RegulationFederalRegister/Pages/Open-for-Comment.aspx">open for comment.  </a>

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Releases, Statements, Speeches and Testimony

May 22, 2023

Written Testimony of Sandra L. Thompson, FHFA Director, Before the House Committee on Financial Services
“FHFA Oversight: Protecting Homeowners and Taxpayers”

Chairman McHenry, Ranking Member Waters, and distinguished members of the Committee, thank you for the invitation to appear at today’s hearing...

May 15, 2023

FHFA Requests Input on the Enterprises’ Single-Family Pricing Framework

Washington, D.C. - Today, the Federal Housing Finance Agency (FHFA) issued a Request for Input (RFI) on Fannie Mae and Freddie Mac’s (the Enterprises) single-family pricing framework. The RFI solicits public feedback on the goals and policy priorities that FHFA should pursue in its oversight of the pricing framework....

May 10, 2023

FHFA Announces Rescission of Enterprise Upfront Fees Based on Debt-To-Income (DTI) Ratio

Washington, D.C. - The Federal Housing Finance Agency (FHFA) today announced that it has rescinded the upfront fees based on borrowers' DTI ratios for loans acquired by Fannie Mae and Freddie Mac...​​​

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Spotlight Topics

Climate Change Icon

Climate Change and Environmental, Social and Governance (ESG)

The Federal Housing Finance Agency (FHFA) recognizes that climate change poses a serious threat to the U.S. housing finance system. FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System – have an important leadership role to play in addressing this issue. Click here to learn more about what FHFA has done related to climate risks and ESG broadly.


Suspended Counterparty Program
Suspended Counterparty Program

FHFA established the Suspended Counterparty Program (SCP) to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks presented by individuals and entities with a history of fraud or other financial misconduct.

Click here to access the Suspended Counterparty Program regulation and the list of suspended individuals and entities.           

           

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House Price Information

*FHFA HPI Release Dates  
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FHFA House Price Index

FHFA House Price Index

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​Housing Market Indicators​​​​

MIRS Transition Index

MIRS Transition Index Release Dates

Index Value
May 2023

6.72
April 2023

6.11
​March 2023
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​6.32
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MIRS transition index is intended to be used in lieu of the discontinued MIRS ARM Index for currently outstanding loans, and not as a reference rate on newly-originated adjustable-rate mortgages.  For further information, click here

MIRS transition index was previously known as PMMS+. Only the name has changed.

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House Prices

FHFA HPI-SourceQuarterly Change 2022Q3-2022Q4Four Quarter Change 2021Q4-2022Q4
"Purchase-Only" U.S. Index
(Seasonally Adjusted)
0.3%8.4%
"Expanded-Data" U.S. Index
(Seasonally Adjusted)
0.6%8.8%
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