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  • Climate change poses a serious threat to the U.S. housing finance system.  FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System - play a leadership role in addressing this issue.
  • FHFA requests your comments on rules <a href="/SupervisionRegulation/RegulationFederalRegister/Pages/Open-for-Comment.aspx">open for comment.  </a>
  • FHFA Announces Conforming Loan Limit Values for 2024

  • U.S. House Prices Rise 5.5 Percent over the Last Year; Up 2.1 Percent from the Second Quarter

  • FHLBank System at 100: Focusing on the Future Report
    Now Available

  • Prepared Remarks of FHFA Director Sandra L. Thompson at 2023 MBA Annual Convention and Expo

  • FHFA 2022 REPORT TO CONGRESS NOW AVAILABLE

  • FHFA Announces Fair Lending Program To Support Equitable Housing Finance

  • Climate change poses a serious threat to the U.S. housing finance system. FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System - play a leadership role in addressing this issue.

  • FHFA Requests Comments on Rules

    FHFA requests your comments on rules open for comment.

  • Read the Federal Housing Agencies Joint Statement Regarding the Maui Wildfires

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Releases, Statements, Speeches and Testimony

November 28, 2023​

FHFA Announces Conforming Loan Limit Values for 2024

The Federal Housing Finance Agency (FHFA) today announced the conforming loan limit values (CLLs) for mortgages Fannie Mae and Freddie Mac (the Enterprises) will acquire in 2024. In most of the United States, the 2024 CLL value for one-unit properties will be $766,550, an increase of $40,350 from 2023....

November 28, 2023​

U.S. House Prices Ris​e 5.5 Percent over the Last Year; Up 2.1 Percent from the Second Quarter

U.S. house prices rose 5.5 percent between the third quarter of 2022 and the third quarter of 2023, according to the Federal Housing Finance Agency (FHFA) House Price Index (FHFA HPI®). House prices were up 2.1 percent compared to the second quarter of 2023. FHFA’s seasonally adjusted monthly index for September was up 0.6 percent from August...

November 15, 2023​

FHFA Releases FY ​2023 Performance and Accountability Report

The Federal Housing Finance Agency (FHFA) today released its annual Performance and Accountability Report, which details FHFA’s activities as regulator of the Federal Home Loan Bank System and as regulator and conservator of Fannie Mae and Freddie Mac during fiscal year 2023...​​

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Spotlight Topics

Climate Change Icon

Climate Change and Environmental, Social and Governance (ESG)

The Federal Housing Finance Agency (FHFA) recognizes that climate change poses a serious threat to the U.S. housing finance system. FHFA's regulated entities – Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System – have an important leadership role to play in addressing this issue. Click here to learn more about what FHFA has done related to climate risks and ESG broadly.


Suspended Counterparty Program
Suspended Counterparty Program

FHFA established the Suspended Counterparty Program (SCP) to help address the risk to Fannie Mae, Freddie Mac, and the Federal Home Loan Banks presented by individuals and entities with a history of fraud or other financial misconduct.

Click here to access the Suspended Counterparty Program regulation and the list of suspended individuals and entities.           

           

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House Price Information

*FHFA HPI Release Dates  
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FHFA House Price Index

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​Housing Market Indicators​​​​

MIRS Transition Index

MIRS Transition Index Release Dates

Index Value
​November
​7.17
October 2023​

6.95
September 2023

6.95
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MIRS transition index is intended to be used in lieu of the discontinued MIRS ARM Index for currently outstanding loans, and not as a reference rate on newly-originated adjustable-rate mortgages.  For further information, click here

MIRS transition index was previously known as PMMS+. Only the name has changed.

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House Prices

FHFA HPI-SourceQuarterly Change 2023Q2-2023Q3Four Quarter Change 2022Q3-2023Q3
"Purchase-Only" U.S. Index
(Seasonally Adjusted)
2.1%5.5%
"Expanded-Data" U.S. Index
(Seasonally Adjusted)
1.9%5.6%
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