This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2020 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
On January 12, 2023 FHFA issued Non-Objections to the Enterprises’ modifications to their 2022 Underserved Markets Plans. Under the Duty to Serve regulation and FHFA's Evaluation Guidance, an Enterprise may propose to modify its Plan at any point if future events affect its ability to achieve the Plan's original objectives. The activities proposed by the Enterprises are subject to FHFA review and approval to ensure compliance with the Enterprises' Charter Acts, safety and soundness, and other conservatorship and regulatory requirements. Learn more about the modified Underserved Market Plans. Learn more about the modified Underserved Market Plans.
If you have any questions or concerns, please send an email to DutyToServeStakeholders@FHFA.gov.
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Resources
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Access datasets and interactive maps on the DTS Eligibility Data Page for DTS-qualifying rural areas, Indian areas, high opportunity areas, and areas of concentrated poverty. Also, access information and dashboards on the DTS Performance Data Page.
Below is a link to the Single-Family Dashboard for 2021. This interactive map looks at the share of Enterprise single-family loans located in Duty to Serve Manufactured Housing, Rural, and High-needs Rural areas at the state and county levels.
2021 DTS Single-Family Dashboard
Use the drop-down menus to submit comments on 2022 proposed modifications or provide general input on the Duty to Serve program, or to view previously submitted comments.
Want to learn more about how the DTS program works? Learn about the underserved markets, process timeline, plan structure, statutory and regulatory activities, evaluation process, and more.
There are many resources to help you better understand the Duty to Serve program, annual processes, markets, and plans.
Evaluation Guidance
Modified Underserved Markets Plans
Event Materials
Enterprise Quarterly and Annual Reports
Annual Housing Reports to Congress
Press Releases
Annual Duty to Serve Snapshots
Duty to Serve Overview Materials
Proposed Rule
External Resources
Questions on Duty to Serve? Email us and we'll get back to you soon.
Page Updated: January 27, 2023
