This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2017 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2018 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossary - Spanish / English
Language Translation Disclosure
The Duty to Serve (DTS) requires Fannie Mae and Freddie Mac (Enterprises) to facilitate a secondary market for mortgages on housing for very low-, low-, and moderate-income families in: Manufactured housing, Affordable housing preservation, and Rural housing. The 2018-2020 Plans describe specific activities each Enterprise will undertake to fulfill their Duty to Serve obligations in each underserved market.
Data and ToolsClick to access the Duty to Serve Data and Tools page, containing datasets on rural areas, Indian tribe areas, high opportunity areas, and areas of concentrated poverty.
Below is one of our interactive dashboards for the high-needs rural region, which is also featured on our Data and Tools page along with our other data tools. This visualization along with dashboards on rural regions and manufactured housing titled as real property, allow users to see 2017 data on acquisitions of loans that meet DTS criteria by trends, states, counties, along with various loan characteristics.
2017 DTS Single-Family Dashboard
The Duty to Serve Plans detail opportunities for financial services organizations, nonprofits, and other industry participants to work with the Enterprises to better serve the three target markets. FHFA created a series of Snapshots that break down Fannie Mae’s and Freddie Mac’s Plans to help facilitate these opportunities. The Snapshots combine relevant portions of both companies’ Plans by topic and should serve as an accompaniment to help interested parties identify activities and opportunities most relevant to their particular line of work.
Please use the drop-down bar to view the 11 Snapshots.
Jim Gray, Manager of the Duty to Serve program, gives an overview of the program.
Downloadable version of Bus Tour slideshow (PDF)
Matt DouglasDuty to Serve Assistant Program Manager
Jim GrayDuty to Serve Program Manager
Rebekah KingDuty to Serve Senior Policy Analyst
Mary OwensDuty to Serve Affordable Multifamily Specialist
Geenae R. Rivera SotoDuty to Serve Program AnalystMeet the Experts
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