This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2020 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Implement critical reforms that will produce a stronger and more resilient housing finance system.
FOSTER competitive, liquid, efficient, and resilient (CLEAR) national housing finance markets that support sustainable homeownership and affordable rental housing; OPERATE in a safe and sound manner appropriate for entities in conservatorship; and PREPARE for eventual exits from the conservatorships.
2021 Scorecard
2019 Conservatorships Strategic Plan
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
Modified Underserved Markets Plans (Revised 1/5/2021)
FHFA published Fannie Mae and Freddie Mac’s (the Enterprises’) 2018-2020 Underserved Markets Plans on December 18, 2017 and the Plans became effective on January 1, 2018.
Under the Duty to Serve regulation and FHFA's Evaluation Guidance, an Enterprise may propose to modify its Plan at any point if future events affect its ability to achieve the Plan's original objectives. The activities proposed by the Enterprises are subject to FHFA review and approval to ensure compliance with the Enterprises' Charter Acts, safety and soundness, and other conservatorship and regulatory requirements.
In response to the disruption and uncertainty caused by the COVID-19 pandemic, FHFA instructed Fannie Mae and Freddie Mac to structure their 2021 DTS activities as a one-year extension of their 2018-2020 Plans. LEARN MORE about temporary changes to the Duty to Serve program in 2020 and 2021.
Modified Plans and 2021 Plan Extensions — Fall 2020
Duty to Serve 2020 Plan Modifications and 2021 Plan Extension RFI
Fannie Mae
Freddie Mac (revised 4/2021)
Modified Plans — Fall 2019
Duty to Serve Plan Modifications RFI 2019
Freddie Mac
Modified Plans — Spring 2019
Modified Plans — 2018
Duty to Serve Plan Modifications RFI 2018
Final Plans (December 2017)
Draft Plans for public comment (Spring 2017)
