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Underserved Markets Plans (Revised 1/27/2023)​

FHFA published Fannie Mae and Freddie Mac’s (the Enterprises’) 2022-2024 Underserved Markets Plans on April 27, 2022. However, the Plans became effective retroactively on January 1, 2022. Under the Duty to Serve regulation and FHFA's Evaluation Guidance, an Enterprise may propose to modify its Plan at any point if future events affect its ability to achieve the Plan's original objectives. The activities proposed by the Enterprises are subject to FHFA review and approval to ensure compliance with the Enterprises' Charter Acts, safety and soundness, and other conservatorship and regulatory requirements.

Modified Plans (January 2023)

Fannie Mae

Freddie Mac

Final Plans (April 2022)

View Modified Underserved Markets Plans page for the 2018-2021 Duty to Serve cycle.​​​​​​​​​​​​​​​​

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