This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
Ted Wartell, Associate Director
Expertise: affordable housing, federal housing programs, financial regulation, mortgage finance. Four years managing the Office of Housing and Community Investment since its creation. Prior to FHFA, served as the Director of Regulatory Affairs at the Office of Comptroller of the Currency. He also served as chief of staff for Community Lending at Fannie Mae. Served as Director of the Office of Policy at the U.S. Small Business Administration and as a budget analyst for affordable housing programs at the U.S. Office of Management and Budget. M.P.P., University of Chicago and B.A., Northwestern University.
Lauren Boyd, Policy Analyst
Expertise: Affordable housing programs, policy analysis. Boyd joined FHFA in August 2020. Previously, she was a Jr. Analyst at The Cloudburst Group where she held the coordinator role for projects supporting Department of Housing and Urban Development (HUD) programs. Master's degree in Public Policy focusing on Urban Policy, George Washington University; B.S. in Political Science and Mass Communication, Towson University.
Paul Theruviparampil, Senior Policy Analyst
Expertise: Mortgage lending, securitization, housing policy, and risk. Paul has been at FHFA since March of 2014, where he has had roles in counterparty risk management, policy development, and helping to develop the agency’s initial efforts for addressing climate risk. He has helped to develop policies related to hazard insurance, disaster response, and most recently MSR evaluations. Paul has been in the housing finance industry for over 20 years both in private and public sector positions. Paul started his career as an Account Manager at Fannie Mae. Paul started his Federal career in 2010 as a Senior Account Manager with Ginnie Mae, where he managed risk and credit decisions for large Ginnie Mae issuers under his portfolio. Paul has a B.A.in History and Political Science from the State University of New York at Geneseo.
Joe Weisbord, Senior Policy Analyst
Expertise: Affordable rental housing and homeownership, mortgage finance, federal housing policy, financial capability, and homelessness. From 2005 to 2019, he led strategic initiatives to increase access to credit, prevent foreclosures, and address the affordable housing needs of underserved communities at Fannie Mae. Previously, he held roles with CSH, a national CDFI, and the Center for Community Development at Pratt Institute, where he also taught housing finance and policy in the graduate planning program. M.S. City and Regional Planning, Pratt Institute and B.A., Urban Studies, Oberlin College.
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Page Last Updated: September 13, 2023
