This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2017 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2018 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector.
Meet the experts...
Glossary - Spanish / English
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Scams are a growing problem that could cost you thousands of dollars – or even your home! Scammers target you at various stages in your life, when you are in the process of purchasing a home or when you are struggling to keep your home. They make promises they can’t keep, such as guaranteeing to “save” your home or lower your mortgage, usually for a fee and often pretending to have direct contact with your mortgage servicer, which they don’t.
Beware of anyone who asks you to pay a fee in exchange for counseling services. Real help is free.
Beware of people who pressure you to sign papers immediately or who try to convince you that they can “save” your home if you sign of transfer over the deed to your house.
Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
Never make a mortgage payment to anyone other than your mortgage company without their approval.
If you think you’ve been scammed, file a complaint right away! Submit your complaint to the
Federal Trade Commission or the
Bureau of Consumer Financial Protection.
The Federal Reserve compiled a list of
tips to help you avoid foreclosure scams.
© 2018 Federal Housing Finance Agency