This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
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Can a credit union that is a CDFI institution, but not considered a "small financial institution" (assets under $304M) originate mortgage loans in designated rural areas under the Duty to Serve initiative? What all in included in "assets" to determine the $304M? The definition I found from 1271.1 CFR - Assets includes furniture and equipment, leasehold improvements, and capitalized start-up costs. If the goal is to lend in under served areas within the Duty to Serve criteria, why is the size of a financial institution in that area an issue? I understand about the consolidation of banks and the loss of bank branches and the economic impact on those areas, but the goal is still to increase home ownership in those rural communities. Thank you
