This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2016 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2016 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Key Topics pages provide information about FHFA's work on a range of issues facing the nation and highlight the most relevant related news releases, reports, statements and web pages on the respective topics.
The Honorable Melvin L. Watt of Charlotte, NC sworn in on January 6, 2014 to a 5-year term as the first Senate-confirmed Director of FHFA.
Read more about Director Watt
The survey provides monthly information on interest rates, loan terms, and house prices by property type (all, new, previously occupied), by loan type (fixed- or adjustable-rate), and by lender type (savings associations, mortgage companies, commercial banks, and savings banks), as well as information on 15-year and 30-year fixed-rate loans. In addition, the survey provides quarterly information on conventional loans by major metropolitan area and by Federal Home Loan Bank district.
To conduct this survey, FHFA asks a sample of mortgage lenders to report the terms and conditions on all single-family, fully amortized, purchase-money, nonfarm loans that they close during the last five business days of the month. The survey excludes FHA-insured and VA-guaranteed loans, multifamily loans, mobile home loans, and loans created by refinancing another mortgage.
FHFA will release August index values Thursday, September 28, 2017.
Many lenders use this rate to reset the interest rate on some ARMs. This index was the only index rate that federally chartered savings and loan associations could use as an adjustable-rate mortgage index in the early 1980s.
August 29, 2017
July 2017
3.99
[PAGE]
July 27, 2017
June 2017
4.00
[PAGE]
June 29, 2017
May 2017
3.87
May 30, 2017
April 2017
3.97
April 27, 2017
March 2017
4.12
March 28, 2017
February 2017
4.27
[PAGE]
February 28, 2017
January 2017
4.22
January 26, 2017
December 2016
4.00
December 27, 2016
November 2016
3.66
November 29, 2016
October 2016
3.62
October 27, 2016
September 2016
3.61
September 28, 2016
August 2016
3.58
August 30, 2016
July 2016
3.62
July 27, 2016
June 2016
3.69
[PAGE]
June 29, 2016
May 2016
3.70
May 26, 2016
April 2016
3.75
[PAGE]
April 28, 2016
March 2016
3.73
The following tables present historical summary data prior to 2008 containing Rates and Terms on Conventional Single-Family Non-farm Mortgage Loans. This survey is the nation's most comprehensive source of information on conventional mortgage rates and terms.
Loans Closed, By Property Type - Table 1
Monthly
7/2016 - 7/2017
[XLS]
Loans Closed, By Loan Type - Table 2
Loans Closed, 15- and 30- Year Fixed-Rate Mortgages - Table 4
Loans Closed, By Metropolitan Statistical Area (MSA) - Table 5
Quarterly
2Q2016 - 2Q2017
Loans Closed, By FHLB District - Table 6
All Homes - Table 9
Annual
1963 - 2015
Newly Built Homes - Table 10
Previously Occupied Homes - Table 11
Fixed-Rate Mortgages - Table 12
By State - Table 15
1978 - 2015
By Metropolitan Statistical Area (MSA) - Table 16
1978 - 2015
All Homes - Table 17
1973 - 2015
Newly Built Homes - Table 18
Previously Occupied Homes - Table 19
All Homes, Fixed-Rate Mortgages - Table 20
1986 - 2015
Newly-Built Homes, Fixed-Rate Mortgages - Table 21
Previously Occupied Homes, Fixed-Rate Mortgages - Table 22
All Homes, Adjustable Rate Mortgages - Table 23
Newly Built Homes, Adjustable Rate Mortgages - Table 24
Previously Occupied Homes, Adjustable Rate Mortgages - Table 25
All Homes, 15- and 30- Year Fixed-Rate Mortgages - Table 26
1990 - 2015
Complete History of the Index
