This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2017 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2018 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector.
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Glossary - Spanish / English
Language Translation Disclosure
The survey provides monthly information on interest rates, loan terms, and house prices by property type (all, new, previously occupied), by loan type (fixed- or adjustable-rate), and by lender type (savings associations, mortgage companies, commercial banks, and savings banks), as well as information on 15-year and 30-year fixed-rate loans. In addition, the survey provides quarterly information on conventional loans by major metropolitan area and by Federal Home Loan Bank district.
Each month, FHFA samples savings institutions, commercial banks, and mortgage loan companies, and asks them to report the terms and conditions on all single-family, fully amortized, purchase-money, nonfarm loans that they close during the last five business days of the month. The survey excludes FHA-insured and VA-guaranteed loans, multifamily loans, mobile home loans, and loans created by refinancing another mortgage. In most cases, the information is reported electronically in a format that is similar to that used on
FHFA Form # 075, which FHFA also accepts. FHFA tabulates the data and publishes standard data tables late in the following month.
FHFA will release October index values Thursday, November 29, 2018.
The data, tabulated and published as described above, is used to compile FHFA’s monthly adjustable-rate mortgage index entitled the “National Average Contract Mortgage Rate for the Purchase of Previously Occupied Homes by Combined Lenders.” This index is the successor to the index previously maintained by the former Federal Home Loan Bank Board.
October 25, 2018
September 27, 2018
August 28, 2018
July 26, 2018
June 26, 2018
May 29, 2018
April 26, 2018
March 27, 2018
February 27, 2018
January 25, 2018
December 28, 2017
November 29, 2017
October 26, 2017
September 28, 2017
August 29, 2017
July 27, 2017
June 29, 2017
The following tables present historical summary data prior to 2008 containing Rates and Terms on Conventional Single-Family Non-farm Mortgage Loans. This survey is the nation's most comprehensive source of information on conventional mortgage rates and terms.
Loans Closed, By Property Type - Table 1
9/2017 - 9/2018
Loans Closed, By Loan Type - Table 2
9/2017 - 9/2018
Loans Closed, 15- and 30- Year Fixed-Rate Mortgages - Table 4
9/2017 - 9/2018
Loans Closed, By Metropolitan Statistical Area (MSA) - Table 5
3Q2017 - 3Q2018
Loans Closed, By FHLB District - Table 6
3Q2017 - 3Q2018
All Homes - Table 9
1963 - 2017
Newly Built Homes - Table 10
Previously Occupied Homes - Table 11
Fixed-Rate Mortgages - Table 12
By State - Table 15
1978 - 2017
By Metropolitan Statistical Area (MSA) - Table 16
All Homes - Table 17
1973 - 2017
Newly Built Homes - Table 18
Previously Occupied Homes - Table 19
All Homes, Fixed-Rate Mortgages - Table 20
1986 - 2017
Newly-Built Homes, Fixed-Rate Mortgages - Table 21
Previously Occupied Homes, Fixed-Rate Mortgages - Table 22
All Homes, Adjustable Rate Mortgages - Table 23
Newly Built Homes, Adjustable Rate Mortgages - Table 24
Previously Occupied Homes, Adjustable Rate Mortgages - Table 25
All Homes, 15- and 30- Year Fixed-Rate Mortgages - Table 26
1990 - 2017
Complete History of the Index
© 2018 Federal Housing Finance Agency