This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
October 3, 2023
October 3, 2023 Constitution Center 400 7th St, SW Washington, DC 20024
Agenda
Fall 2023 Econ Summit Blog
FHFA’s Fall 2023 Econ Summit on Climate Risk: This blog post details the event and some important takeaways from each of the 11 presentations that were given throughout the day.
Measuring the Climate Risk Exposure of Insurers
Research Paper Presentation (Hyeyoon Jung) Presentation (Lynn Conell-Price)
Presenter: Hyeyoon Jung, Financial Research Economist, Federal Reserve Bank of New York
Discussant: Lynn Conell-Price, Economist, Consumer Financial Protection Bureau
Fifty Years of U.S. Natural Disaster Insurance Policy
Research Paper Presentation (Katherine Wagner) Presentation (Caroline Hopkins)
Presenter: Katherine Wagner, Assistant Professor, University of British Columbia.
Discussant: Caroline Hopkins, Senior Economist, Federal Housing Finance Agency
Lessons Learned from Flood Insurance for Wildfires
Paper Not Available Presentation (Penny Liao) Presentation (Mallick Hossain)
Presenter: Penny Liao, Fellow, Resources for the Future
Discussant: Mallick Hossain, Financial Economist, Federal Reserve Bank of Philadelphia
Pricing of Climate Risk Insurance: Regulation and Cross-subsidies
Research Paper Presentation (Ishita Sen) Presentation (Joakim Weill)
Presenter: Ishita Sen, Assistant Professor of Business Administration, Harvard Business School
Discussant: Joakim Weill, Climate Economist, Federal Reserve Board of Governors
Flood Zoning Policies and Residential Housing Characteristics in Texas
Research Paper Presentation (Doug Noonan) Presentation (Elise Breshears)
Presenter: Doug Noonan, Paul H. O’Neill Professor, O’Neill School, Indiana University Purdue University Indianapolis
Discussant: Elise Breshears, Economist, Environmental Protection Agency
Adapting to Natural Disasters through Better Information: Evidence from the Home Seller Disclosure Requirement
Research Paper Presentation (Seunghoon Lee) Presentation (Margaret Walls)
Presenter: Seunghoon Lee, Assistant Professor, Department of Economics, University of Missouri – Columbia
Discussant: Margaret Walls, Senior Fellow, Resources for the Future
Sectoral Transition Risk in an Environmentally Extended Production Network Model
Research Paper Presentation (George Krivorotov) Presentation (Esther Shears)
Presenter: George Krivorotov, Senior Financial Economist, Office of the Comptroller of the Currency
Discussant: Esther Shears, Ph.D. Candidate, Energy and Resources Group, University of California-Berkeley
Analyzing the impact of changes in flood risk on housing value: evidence from a coastal county
Research Paper Presentation (Travis Lahue) Presentation (Alexandra Marr)
Presenter: Travis Lahue, Economist, Office of Energy Market Regulation, Federal Energy Regulatory Commission
Discussant: Alex Marr, Senior Economist, Federal Housing Finance Agency
Damage vs. Risk Perception: How Do House Prices Recover After Hurricanes?
Research Paper Presentation (Hoanh Le) Presentation (Malcolm Rogers)
Presenter: Hoanh Le, Postdoctoral Researcher, South Dakota State University
Discussant: Malcolm Rogers, Economist, Federal Housing Finance Agency
The Effects of Extreme Wildfire and Smoke Events on Household Financial Outcomes
Research Paper Presentation (Xudong “Sean” An) Presentation (Ding Du)
Presenter: Xudong “Sean” An, Vice President of Supervision, Regulation, and Credit, Federal Reserve Bank of Philadelphia
Discussant: Ding Du, Senior Financial Economist, Office of the Comptroller of the Currency
How Should we Measure Home Prices After Natural Disasters?
Paper Not Available Presentation (Justin Contat) Presentation (Shan Ge)
Presenter: Justin Contat, Senior Economist, Federal Housing Finance Agency
Discussant: Shan Ge, Assistant Professor, NYU Stern School of Business
** The views expressed in the documents provided here do not necessarily represent the views of FHFA or the United States and FHFA is not responsible for guaranteeing the accuracy or completeness of this information. The inclusion of such information is not intended to endorse any views expressed.
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Page last updated: January 22, 2024
