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2018-2020 Enterprise Housing Goals

Open Date:
Open for comment
All comments are due by
Final Rule
Fannie Mae; Freddie Mac; Mortgage; Regulation
Fannie Mae; Freddie Mac
Document Number:
12 CFR Part 1282
CFR Description:
Enterprise Housing Goals and Mission
Federal Register Publish Date:
View Document:
/SupervisionRegulation/Rules/RuleDocuments/2018-2020 Enteprise Housing Goals Final Rule.pdf|376.69 KB;
Contact Information:

FOR FURTHER INFORMATION CONTACT:  Ted Wartell, Manager, Housing & Community Investment, Division of Housing Mission and Goals, at (202) 649-3157. This is not a toll-free number. The mailing address is: Federal Housing Finance Agency, 400 Seventh Street SW, Washington, DC 20219.  If you are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services. Additionally, the TDD 1-(800) number referenced in Rulemaking documents attached to this page is obsolete and the 7-1-1 number should be used.​​

Related Documents:
/PolicyProgramsResearch/Research/PaperDocuments/Market-Estimates_2018-2020.pdf|1.43 MB;

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SUMMARY:  The Federal Housing Finance Agency (FHFA) is issuing a final rule on the housing goals for Fannie Mae and Freddie Mac (the Enterprises) for 2018 through 2020. The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (the Safety and Soundness Act) requires FHFA to establish annual housing goals for mortgages purchased by the Enterprises. The housing goals include separate categories for single-family and multifamily mortgages on housing that is affordable to low-income and very low-income families, among other categories.

The final rule establishes the benchmark levels for each of the housing goals and subgoals for 2018 through 2020. In addition, the final rule makes a number of clarifying and conforming changes, including revisions to the requirements for the housing plan that an Enterprise may be required to submit to FHFA in response to a failure to achieve one or more of the housing goals or subgoals.

The final rule is effective March 14, 2018.

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