This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2020 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
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Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
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Participants: Byron L. Boston, Dynex Capital; Joan Brodhead, Community First Fund; Laurie Goodman, Urban Institute; Pat McEnerney, Freedom Mortgage; Anand Solanki, Citadel Federal Credit Union; Julieann Thurlow, Reading Cooperative Bank; James J. Vance, Western & Southern Financial Group
Participants: Hope Atuel, Asian American Real Estate Association of America; Rev. Luis Cortes, Jr., Esperanza; David Dworkin, National Housing Conference; Bryan Greene, National Association of Realtors; Rian Hargrave, Onyx Development; Jason Riveiro, National Association of Hispanic Real Estate Professionals; Glenn Wilson, Communities First, Inc.
Participants: Dave Castillo, Native Community Capital; Robin Puanani Danner, Sovereign Council of Hawaiian Homestead Associations; Fern Orie, Oweesta; Tonya Plummer, Enterprise Community Partners; Jeff Tickle, Cook Inlet Lending Center; Mel Willie, NeighborWorks America; Rollin Wood, Native Partnership for Housing
Participants: Jason Brower, First State Bank of Anadarko; Robert Fightmaster, First National Bank and Trust; Holly Johnson, Ayukpa Apelachi, LLC; Valerie Powell, Choctaw Nation Housing Authority; Shay Stanfill, Housing Authority of the Cherokee Nation; Gene Watson, Chickasaw Community Bank; Sharon Wise, Native American Housing Services, Inc.
Participants: Daniel Boggs, Greater Greenville Housing and Revitalization Association; Julie Brooks, Mississippi Home Corporation; Mala Brooks, Washington County, MS; Cindy Holler, Community Housing Capital; Dr. Calvin R. King, Sr., Arkansas Land and Farm Development Corporation; John Olaimey, Southern Bancorp; Ed Sivak, Hope Enterprise Corporation and Hope Credit Union
Participants: Pamela Daniels-Halisi, BMO Commercial Bank; Matt Feldman, Common Securitization Solutions; Wendell Harris, Chicago Community Loan Fund; Ianna Kachoris, Chicago Community Trust; Raul Raymundo, The Resurrection Project; Anthony Simpkins, NHS Chicago; Stacie Young, Community Investment Corporation
Participants: Ryan Donovan, Council of Federal Home Loan Banks; Megan Haberle, National Community Reinvestment Coalition; Cornelius Hurley, Boston University School of Law; Beth Lipson, Opportunity Finance Network; Congressman Bruce Morrison, Morrison Public Affairs Group; Rebeca Romero Rainey, Independent Community Bankers of America; Barry Zigas, Consumer Federation of America
Check back routinely for recordings and transcripts of each roundtable.
The Federal Home Loan Bank (FHLBank) System has been a critical source of liquidity for its members for the past 90 years, especially during times of market stress, such as the Great Recession and the outset of the COVID-19 pandemic. The FHLBanks also support low-income housing and community development directly by offering a variety of programs to their members, including the Affordable Housing Program, the Community Investment Program, and the Community Investment Cash Advance Program.
As the FHLBanks approach their centennial, the Federal Housing Finance Agency will conduct a comprehensive review to ensure they remain positioned to meet the needs of today and tomorrow. As part of the review process, FHFA will host two public listening sessions and a series of regional roundtable discussions to consider and evaluate the mission, membership eligibility requirements, and operational efficiencies of the FHLBanks. FHFA will hear from stakeholders on the FHLBanks’ role or potential role in addressing housing finance, community and economic development, affordability, and other related issues.
FHFA is specifically interested in receiving feedback in six key areas:
Wrap-up Listening Session: Registration opening soon
FHFA will close out its review with a listening session on March 22-24, 2023. Participation on March 22 will be in-person only at FHFA’s offices in Washington, DC. Participation on March 23 and 24 will be virtual only. On all three days, the listening session will begin at 12:30pm ET and conclude by 4:00pm ET. Registration for interested participants and listen-only audience members will open shortly. If you signed up to join the waitlist for a speaking slot at the kick-off listening session, you will automatically be added to the list of interested speakers and we will contact you in advance to check if you are still interested in providing comments.
Past Listening Session
FHFA kicked off its review with a three-day listening session on September 29, 2022, September 30, 2022, and October 4, 2022 from 12:30 – 4:00 PM. Speaking slots were fully subscribed on all days. The kickoff listening session agenda, videos, transcripts, and presentations are now available.
FHFA accepted written comments on the initiative between August 31, 2022 and October 31, 2022. Visit the Request for Input submissions page and select “FHLBank System at 100: Focusing on the Future” from the dropdown menu at the top of the page to view past submissions.
FHFA will open a new comment period in the coming weeks. Check back for more details soon.
Recent News Release
To learn more about the FHLBank System and FHFA’s regulatory responsibilities, please visit Federal Home Loan Banks.
Email: FHLBankSystem100@fhfa.gov
Page last updated: January 24, 2023
