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Performance and
Accountability Report

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This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.

FHFA Values

Fairness	We value varied perspectives and thoughts and treat others with impartiality.
Accountability	We are responsible for carrying out our work with transparency and professional excellence.
Integrity	We are committed to the highest ethical and professional standards to inspire trust and confidence in our work.
Respect	We treat others with dignity, share information and resources, and collaborate.

Supervision
& Regulation

Annual Report to Congress

Read about the agency’s 2022 examinations
of Fannie Mac, Freddie Mac and
the Home Loan Bank System.

Plans and Reports

We Want to Hear From You

Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.

Conservatorship

Conservatorship of Fannie Mae
and Freddie Mac

As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.

Conservatorship
Performance Goals

1.	Operate the business in a safe and sound manner.
2.	Promote sustainable and equitable access to affordable housing.

Data & Tools

Downloadable Data
& Data Reports

FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.

House Price Index Release Dates

See HPI Release Dates for 2023 and 2024

Policy, Programs & Research

Source: FHFA

FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...

Mortgage Translations
Mortgage Translations

Glossaries

COVID-19 Resources

MIRS Transition Index History

Data Governance

Borrower Assistance Map

Conforming Loan Limit Values

Duty to Serve Eligibility Data

Duty to Serve Performance Data

Enterprise Housing Goals

Fair Lending Data

Federal Home Loan Bank Member Data

Federal Home Loan Bank Stress Tests for Market and Credit Risk

FHFA House Price Index

MIRS Transition Index

National Mortgage Database (NMDB) Aggregate Statistics

National Survey of Mortgage Originations (NSMO) Public Use File

OMWI Annual Report to Congress Dashboards

Public Use Databases

Underserved Areas Data

Uniform Appraisal Dataset Aggregate Statistics

Uniform Appraisal Dataset (UAD) Appraisal-Level Public Use File (PUF)

FHFA Stats Blog

Home / Data & Tools / Data / MIRS Transition Index History

MIRS Transition Index History

On May 29, 2019, FHFA published its final Monthly Interest Rate Survey (MIRS), due to dwindling participation by financial institutions. MIRS had provided information on a monthly basis on interest rates, loan terms, and house prices by property type (all, new, previously occupied); by loan type (fixed- or adjustable-rate), and by lender type (savings associations, mortgage companies, commercial banks and savings banks); as well as information on 15-year and 30-year, fixed-rate loans.

View the 2022-2023 MIRS Transition Index Values

2021

MIRS Transition Index Release Dates	Index Value
December 2021	3.04
November 2021	2.87
October 2021	2.86
September 2021	2.87
August 2021	2.95
July 2021	2.93
June 2021	3.12
May 2021	3.04
April 2021	2.72
March 2021	2.64
February 2021	2.70
January 2021	2.83

2020

MIRS Transition Index Release Dates	Index Value
December 2020	2.80
November 2020	2.85
October 2020	2.95
September 2020	3.02
August 2020	3.20
July 2020	3.27
June 2020	3.32
May 2020	3.35
April 2020	3.46
March 2020	3.63
February 2020	3.72
January 2020	3.74

2019

MIRS Transition Index Release Dates	Index Value
December 2019	3.56
November 2019	3.55
October 2019	3.59
September 2019	3.71
August 2019	3.75
July 2019	4.00
June 2019	3.99

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