This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
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The Enterprises have completed nearly 2.3 million foreclosure prevention actions since the start of conservatorship in September 2008. Over 1.9 million of these actions have helped borrowers keep their homes including more than 1.1 million permanent loan modifications.
Approximately half of borrowers who received loan modifications in the first quarter had their monthly payments reduced by over 30 percent.
Nearly one-third of loan modifications in the first quarter included principal forbearance.
The performance of modified loans remains strong. Fewer than 15 percent of loans modified in the second quarter of 2011 had missed two or more payments, nine months after modification.
Mortgage performance continues to improve as early stage (30-89 days) and serious delinquency rates declined during the first quarter of 2012.
Third-party and foreclosure sales decreased slightly while foreclosure starts increased for the first time since third quarter of 2010.
REO inventory declined as property dispositions increased and acquisitions decreased during the first quarter.
Key states were selected based on the top rankings for three factors as of March 31, 2012:
