This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2019 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Implement critical reforms that will produce a stronger and more resilient housing finance system.
FOSTER competitive, liquid, efficient, and resilient (CLEAR) national housing finance markets that support sustainable homeownership and affordable rental housing; OPERATE in a safe and sound manner appropriate for entities in conservatorship; and PREPARE for eventual exits from the conservatorships.
2019 Conservatorships Strategic Plan
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
The Duty to Serve (DTS) requires Fannie Mae and Freddie Mac (Enterprises) to facilitate a secondary market for mortgages on housing for very low-, low-, and moderate-income families in: Manufactured housing, Affordable housing preservation, and Rural housing. Learn more about the underserved markets.The 2018-2020 Plans describe specific activities each Enterprise will undertake to fulfill their Duty to Serve obligations in each underserved market.
Use the drop-down menus to submit comments on proposed 2020 modifications and 2021 Plan additions or provide general input on the Duty to Serve program, or to view previously-submitted comments.
Jim Gray, Manager of the Duty to Serve program, gives an overview of the program.
Learn more about how the program works.
Registration Now Open: 2020 Public Listening Sessions
Public input plays a critical role in the Duty to Serve program.
Register now to participate in virtual listening sessions and provide comments on the Enterprises’ proposed Plans for 2021 and modifications to their 2020 Plans.
Each session will begin at 1:00 p.m. EDT and end by 4:00 p.m. EDT.
Use the Public Input drop-down below to submit written comments.
LEARN MORE about temporary changes to the Duty to Serve program in 2020 and 2021.
Access datasets and interactive maps for DTS-qualifying rural areas, Indian areas, high opportunity areas, and areas of concentrated poverty.
Below is our Single-Family Dashboard for 2019. This interactive map looks at the share of Enterprise single-family loans located in Duty to Serve Manufactured Housing, Rural, and High-needs Rural areas at the state and county levels.
Duty to Serve 2019 Single-Family Dashboard
Find what you're looking for:
Meghan AinesDuty to Serve Intern
Arun BarmanDuty to Serve Senior Economist
Lauren BoydDuty to Serve Policy Analyst
Rebecca CohenDuty to Serve Senior Policy Analyst
Toi RobertsDuty to Serve Program Analyst
Meet the Experts
Submit your questions to us via email.
© 2020 Federal Housing Finance Agency