This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2017 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2018 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector.
Meet the experts...
Glossary - Spanish / English
Language Translation Disclosure
"FHFA is pleased that Freddie Mac is nearing completion of its first risk-sharing transaction, a key step in the process of attracting private capital back to the U.S. housing finance market. The transaction—a direct debt issuance—will assist Freddie Mac in transferring credit risk to the private sector on recently-acquired, single-family conforming loans.
"One of the goals of our Scorecard and Strategic Plan for Enterprise Conservatorships is to gradually contract Fannie Mae and Freddie Mac’s dominant presence in the marketplace. This transaction is a step towards that goal. It was designed to gain insight as to how the private sector prices mortgage credit risk and to reduce taxpayers’ exposure to that risk.We expect to learn from this transaction, refine the approach and maintain steady progress with future transactions to restore private sector participation in housing finance."
The Federal Housing Finance Agency regulates Fannie Mae, Freddie Mac and the 12 Federal Home Loan Banks. These government-sponsored enterprises provide more than $5.5 trillion in funding for the U.S. mortgage markets and financial institutions.
© 2018 Federal Housing Finance Agency