This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2019 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Implement critical reforms that will produce a stronger and more resilient housing finance system.
FOSTER competitive, liquid, efficient, and resilient (CLEAR) national housing finance markets that support sustainable homeownership and affordable rental housing; OPERATE in a safe and sound manner appropriate for entities in conservatorship; and PREPARE for eventual exits from the conservatorships.
2019 Conservatorships Strategic Plan
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Washington, D.C. – The Federal Housing Finance Agency (FHFA) today released its second quarter 2019 Foreclosure Prevention Report, which shows that Fannie Mae and Freddie Mac (the Enterprises) completed
31,757 foreclosure prevention actions in the second quarter of 2019, bringing the total number of foreclosure prevention actions to
4,354,561 since September 2008.
The report also shows that 40 percent of loan modifications completed in the second quarter reduced borrowers’ monthly payments by more than 20 percent. The Enterprises’ serious delinquency rate dropped to 0.67 percent at the end of the second quarter. This compares with 3.43 percent for Federal Housing Administration (FHA) loans, 1.81 percent for Veterans Affairs (VA) loans and 1.95 percent for all loans (industry average).
The report, which also incorporates refinances, shows that total refinance activity increased in the second quarter. Borrowers completed 111 refinances through HARP, bringing total refinances from the inception of the program to 3,495,406.
FHFA’s quarterly report also includes data on the Enterprises’ mortgage performance, delinquency, home forfeiture actions and refinances by state. FHFA publishes the report data in an online, interactive
Borrower Assistance Map on FHFA.gov.
© 2020 Federal Housing Finance Agency