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Washington, D.C. – The Federal Housing Finance Agency (FHFA) today reported that Fannie Mae and Freddie Mac completed 299,466 refinances in the second quarter of 2018, compared with 356,002 in the first quarter. FHFA's second quarter
Refinance Report also shows that 2,973 loans were refinanced through the Home Affordable Refinance Program (HARP), bringing the total number of HARP refinances to
3,491,140 since inception of the program in 2009.
Although HARP is scheduled to expire on December 31, 2018, according to new data released today,
49,094 borrowers could still benefit financially from a HARP refinance. These borrowers meet the basic HARP eligibility requirements and have a remaining balance of $50,000 or more on their mortgage, a remaining term on their loan of greater than 10 years, and a mortgage interest rate that is at least 1.5 percent higher than current market rates. These borrowers could save an average of $2,290 annually by refinancing their mortgage through HARP. See the new, updated interactive
U.S. map showing the number of HARP-eligible borrowers by state, Metropolitan Statistical Area, county and zip code as of March 31, 2018.
Also in the
Link to Refinance ReportLink to HARP.gov
Media: Stefanie Johnson (202) 649-3030 / Corinne Russell (202) 649-3032Consumers: Consumer Communications or (202) 649-3811
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