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2019 Conservatorships Strategic Plan
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Washington, D.C. – The Federal Housing Finance Agency (FHFA) today released its report providing information about the sale of non-performing loans (NPLs) by Fannie Mae and Freddie Mac (the Enterprises). The Enterprise Non-Performing Loan Sales Report includes information about NPLs sold through December 31, 2018, and reflects borrower outcomes as of December 31, 2018 on NPLs sold through June 30, 2018. The sale of NPLs reduces the number of delinquent loans in the Enterprises’ portfolios and transfers credit risk to the private sector. FHFA and the Enterprises impose requirements on NPL buyers designed to achieve more favorable outcomes for borrowers than foreclosure.
This report shows that, through December 31, 2018, the Enterprises sold 117,466 NPLs with a total unpaid principal balance (UPB) of $22.2 billion.
The borrower outcomes in the report are based on the 95,340 NPLs that were settled by June 30, 2018 and reported through December 31, 2018. These outcomes reflect the following:
FHFA will continue to provide reporting on NPL sales borrower outcomes on an ongoing basis.
Link to Non-Performing Loan Sales Report
Link to NPL page on FHFA.gov
Media: Corinne Russell (202) 649-3032 / Stefanie Johnson (202) 649-3030Consumers: Consumer Communications or (202) 649-3811
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