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Washington, D.C. – The Federal Housing Finance Agency (FHFA) today released its annual report on the single-family guarantee fees charged by Fannie Mae and Freddie Mac. The report tracks adjustments from 2009 through 2014 and shows that guarantee fees have increased over this period. The report also reflects the impact of guarantee fee policy changes in previous years and analyzes guarantee fees by product type and volume.
The Housing and Economic Recovery Act of 2008 requires FHFA to submit a report to Congress annually on guarantee fees. Guarantee fees are intended to cover the costs Fannie Mae and Freddie Mac incur for guaranteeing the payment of principal and interest on single-family loans they purchase from mortgage lenders. These costs include projected credit losses from borrower defaults over the life of the loans, administrative costs, and a return on capital.
Link to Report
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