This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2020 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
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Implement critical reforms that will produce a stronger and more resilient housing finance system.
FOSTER competitive, liquid, efficient, and resilient (CLEAR) national housing finance markets that support sustainable homeownership and affordable rental housing; OPERATE in a safe and sound manner appropriate for entities in conservatorship; and PREPARE for eventual exits from the conservatorships.
2019 Conservatorships Strategic Plan
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Washington, D.C. – To provide additional transparency to the public, today the Federal Housing Finance Agency (FHFA) published a Credit Risk Transfer (CRT) spreadsheet tool (tool) based on the re-proposed capital rule for Fannie Mae and Freddie Mac (The Enterprises). The tool shows how CRT formulas work and allows users to input assumptions and calculate the amount of capital the Enterprises are required to hold across retained risk exposures in different types of CRT transactions. The tool will better inform public comment on the proposed treatment of CRT. The tool can be found here.
FHFA’s re-proposed capital rule for the Enterprises, published on May 20, proposes changing the amount of capital the Enterprises are required to hold against CRT deals. This tool provides transparency about the technical aspects of current CRT calculations as well as under the re-proposed rule.
Media: Raffi Williams
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