This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
Washington, D.C. – The Federal Housing Finance Agency (FHFA) issued a progress report today on steps being taken to establish a Common Securitization Infrastructure for residential mortgage-backed securities. The update reflects feedback from a broad cross-section of industry participants following FHFA’s issuance last October of a white paper entitled "Building a New Infrastructure for the Secondary Mortgage Market." The white paper sets forth a proposal for both a new securitization platform and a model contractual and disclosure framework.
The update notes progress and plans in the following areas:
Work on the design, scope and building of a platform to perform securitization functions relating to data validation, issuance, disclosures, master servicing and bond administration is underway; a prototype has been developed.
Alignment activities on Fannie Mae and Freddie Mac contracts and standards for agency mortgage-backed securities continue.
The development of uniform contracts and standards for Fannie Mae and Freddie Mac credit risk transfer activities is proceeding.
FHFA’s plan to institute a formal structure for accepting input from industry participants is moving forward.
The progress reflected in this report advances the goals in the FHFA Strategic Plan for Enterprise Conservatorships announced in February 2012. Interested parties are invited to provide written input on this report via email to SecuritizationInfrastructure@fhfa.gov or addressed to: Federal Housing Finance Agency, Office of Strategic Initiatives, 400 7th Street, S.W., Washington, D.C. 20024. Input must be received by June 30, 2013. FHFA expects to issue additional progress reports in the future.
Links to:
Progress Report
White Paper & Public Input Received
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The Federal Housing Finance Agency regulates Fannie Mae, Freddie Mac and the 12 Federal Home Loan Banks. These government-sponsored enterprises provide more than $5.7 trillion in funding for the U.S. mortgage markets and financial institutions.
