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Washington, D.C. – The Federal Housing Finance Agency (FHFA) today issued its annual report on single-family guarantee fees charged by Fannie Mae and Freddie Mac (the Enterprises). Guarantee fees are intended to cover the credit risk as well as administrative and operational costs that the Enterprises incur when they acquire single-family loans from lenders. In particular, the report provides an analysis of product type, risk class, and lender delivery volume which provides a comparison to the prior year.
The report discusses the guarantee fees charged in 2021 and provides a four-year perspective with the data back to 2018. Significant findings in the report indicate:
The Housing and Economic Recovery Act of 2008 requires FHFA to conduct ongoing studies of the guarantee fees charged by the Enterprises and to submit a report to Congress each year.
Fannie Mae and Freddie Mac Single-Family Guarantee Fees in 2021
Adam Russell Adam.Russell@FHFA.gov
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