This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2024 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
Washington, D.C. – Today, the Federal Housing Finance Agency (FHFA) announced that Tracy Stephan has been named Chief Artificial Intelligence Officer (CAIO) and will continue in her role leading the FHFA Office of Financial Technology.
FHFA’s CAIO will manage AI risk, promote AI innovation, and lead effective AI governance in accordance with the Executive Order 14110 on the Safe, Secure, and Trustworthy Development and Use of Artificial Intelligence and the related Office of Management and Budget Memo on Advancing Governance, Innovation, and Risk Management for Agency Use of Artificial Intelligence.
“Establishing a Chief AI Officer underscores FHFA’s commitment to understanding new developments in technology and the marketplace and incorporating those insights into our day-to-day work,” said FHFA Director Sandra Thompson. “Through her role leading the Office of Financial Technology, Tracy has been a leader in FHFA’s work on AI and she is well prepared to lead this into the future.”
About Tracy Stephan: Stephan, a 25-year veteran in mortgage technology, leads FHFA’s Office of Financial Technology. In this role, she leads a team responsible for supporting the Agency’s efforts to identify technology-driven developments in housing finance, understand the associated risks, and facilitate the development of responsible innovation in FHFA’s regulated entities. Stephan came to FHFA from Fannie Mae where she served in a variety of positions overseeing Enterprise Innovation, Data, Software Engineering, and Product Management. In these roles she led complex digital transformation initiatives, oversaw mission-critical technology operations, and drove innovation at scale. Stephan holds a bachelor’s degree in Decision Science and Information Systems from George Mason University.
###
MediaInquiries@FHFA.gov