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Statement

FHFA Acting Director Sandra L. Thompson's Statement on Increased Conforming Loan Limits for 2022

FOR IMMEDIATE RELEASE
11/30/2021

"​Earlier today, FHFA announced the Conforming Loan Limits for 2022. Compared to previous years, the 2022 Conforming Loan Limits represent a significant increase due to the historic house price appreciation over the last year. While 95 percent of U.S. countie​s will be subject to the new baseline limit of $647,200, approximately 100 counties will have conforming loan limits approaching $1 million. FHFA is actively evaluating the relationship between house price growth and conforming loan limits, particularly as they relate to creating affordable and sustainable homeownership opportunities across all communities," said FHFA Acting Director Sandra L. Thompson.

Additional Resources:
FHFA Announces Conforming Loan Limits for 2022

Conforming Loan Limits

Attachments:

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​The Federal Housing Finance Agency regulates Fannie Mae, Freddie Mac and the 11 Federal Home Loan Banks. These government-sponsored enterprises provide more than $7.3 trillion in funding for the U.S. mortgage markets and financial institutions. Additional information is available at www.FHFA.gov, on Twitter, @FHFA, YouTube, Facebook, and LinkedIn.

Contacts:

​​Adam Russell Adam.Russell@FHFA.gov

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