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Refinance Report

Refinance Report - March 2012

Published: 6/1/2012

This report provides monthly data and analysis on mortgage rates, refinance volume, and Home Affordable Refinance Program (HA​RP) volume by state, LTV buckets and other measures.

Related News Release (6/1/2012)
Related News Release​ (6/15/2012)​

Report Highlights

  • Refinance volume surged in the first quarter in response to historically low mortgage rates.

  • The number of loans refinanced through the Home Affordable Refinance Program (HARP) in the first quarter of 2012 nearly doubled compared to the fourth quarter of 2011, driven by a sharp increase in the number of loans refinanced above 105 percent LTV.

  • One in seven refinanced loans during the quarter was through HARP.

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