This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
1.
Operate the business in a safe and sound manner.
2.
Promote sustainable and equitable access to affordable housing.
2023 Scorecard
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
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As estimated in FHFA’s seasonally-adjusted, purchase-only indexes, six of the nine Census Divisions experienced price declines in the latest quarter. Prices were weakest in the Mountain Census Division, which experienced a 3.1 percent price decline in the quarter and strongest in the New England Division, which saw a price increase of 1.3 percent.
Seasonally-adjusted, purchase-only indexes indicate that prices rose in the latest quarter in 20 states. Prices fell over the latest four quarters in 46 states and Washington, D.C.
Of the newly-released purchase-only indexes for the 25 most-populated metropolitan areas in the U.S., four-quarter prices declines were greatest in the Miami-Miami Beach-Kendall, FL Metropolitan Division. That area saw price declines of 37.6 percent between the first quarters of 2008 and 2009. Prices held up best in the Dallas-Plano-Irving, TX Metropolitan Division, where prices rose 0.1 percent over that period.
FHFA’s standard all-transactions indexes, which are available for far more metropolitan areas than the purchase-only measures, indicate the strongest market conditions in parts of Texas and the weakest conditions in parts of California. Among the 294 ranked metropolitan areas, Corpus Christi, TX had the greatest price increase over the latest four quarters with a rise of 4.1 percent. With a 37.8 percent decline, prices in Merced, CA were the weakest.
Of the 20 ranked cities with the greatest four-quarter price declines (measured in the all-transactions indexes), all but two—Las Vegas-Paradise, NV and Phoenix-Mesa-Scottsdale, AZ—were in California or Florida.
